95 Davidson Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 95 Davidson Rd, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,260 sqft · built 1947
Lot Size	4.05 acres (176,854 sqft)
Owner	Individual Name on File
Last Sale	$429,000 (Dec 2015)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9689-23-6684-00000`

Property Details

APN / Parcel Number

Primary APN	`9689-23-6684-00000`
Alternative APN	`968914237556000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,260 sqft Living Area
Gross Area	6,472 sqft
1st Floor Area	3,016 sqft
2nd Floor Area	1,244 sqft
Flooring	Softwood

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	176,854 sqft (4.05 acres)
Garage Type	Mixed
Garage Area	1,336 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	6 Parking Spaces
Porch	Enclosed Porch
Porch Area	794 sqft
Patio Area	578 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	968914237556000
Street Address	95 DAVIDSON RD
City	SWANNANOA
State	NC
Zip	28778-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 12/01/2015 DEE
Legal Description	DEED DATE: 12/01/2015 DEED: 5377-0306 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	KENNETH L NEUENSCHWANDER
Legal Lot Number	7556
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4025
Census Tract	3002

Owner

95 Davidson Rd is owned and occupied by an individual who acquired it in January 2026.

Source: Buncombe County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	95 DAVIDSON RD, SWANNANOA, NC 28778-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Intrafamily Transfer, Transfer
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on File
Deed Sale	Dec 1, 2015 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	0053770306
Deed Book / Page	5377 / 0306
Last Transfer Date	Jan 8, 2026
Transfer Doc	0065571677
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 8, 2026
Property Address	95 DAVIDSON RD, SWANNANOA, NC 28778-2205
Document Number	0065571677
Book / Page	6557 / 1677
Instrument Date	Nov 5, 2025
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 DAVIDSON RD, SWANNANOA, NC 28778-2205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 DAVIDSON RD, SWANNANOA, NC 28778-2205

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	95 DAVIDSON RD, SWANNANOA, NC 28778-2205
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061171553
Date	Sep 9, 2021
Book Page	6117/1553

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	95 DAVIDSON RD, SWANNANOA, NC 28778-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057891935
Date	Jul 16, 2019
Book Page	5789/1935

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 95 Davidson Rd was $3,029.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,029.00	$434,900
2023	$3,905.00	$612,100	$612,100 Land $99,700 Building $512,400
2021			$434,900 Land $84,700 Building $350,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Davidson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Davidson Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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