Hardin County property record for 95 Damon Rd, Counce, TN 38326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,728 sqft · built 1994 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2015) |
| Tax Bill | $801 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036142 03201 |
| Primary APN | 036142 03201 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 1,080 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 118,919 sqft (2.73 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 666 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Utility Building | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 95 DAMON RD |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: C60 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1130 |
| Census Tract | 920600 |
95 Damon Rd is owned and occupied by two individuals who bought it in September 2015.
Source: Hardin County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 DAMON RD, COUNCE, TN 38326-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE EXPRESS LLC |
| Apr 12, 2019 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on File |
| Deed Sale | Sep 16, 2015 · Amount on File |
| Prior Sale | May 28, 1993 · Amount on File |
| Deed Document Number | 2015121060 |
| Deed Book / Page | 629 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Oct 5, 2026 |
| Property Address | 95 DAMON RD, COUNCE, TN 38326-2625 |
| Document Number | 0000188641 |
| Book / Page | 856 / 1198 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 2026188641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 95 DAMON RD, COUNCE, TN 38326-2625 |
| Document Number | 0000188641, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 856/1198 |
| Instrument | 2026188641 |
| Name | MORTGAGE EXPRESS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 95 DAMON RD, COUNCE, TN 38326-2625 |
| Document Number | 707359 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 95 DAMON RD COUNCE TN 383262625, COUNCE, TN 38326-2625 |
| Document Number | 707359 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 000707/000359 |
| Instrument | 140894 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2049 |
The 2025 property tax bill for 95 Damon Rd was $801.
Source: Hardin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $801.00 | $45,750 Land $2,500 Building $43,250 | |
| 2023 | $801.00 (+37.87%) | $45,750 (+62.09%) Land $2,500 Building $43,250 | $183,000 (+62.09%) Land $10,000 Building $173,000 |
| 2022 | $581.00 | $28,225 Land $2,025 Building $26,200 | $112,900 Land $8,100 Building $104,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 Damon Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 21 (1990–2020) |
| Most Recent Claim | Feb 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Damon Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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