Swain County property record for 95 Dam Rd, Whittier, NC 28789
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,276 sqft · built 1997 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,000 (May 2012) |
| Tax Bill | $879 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 669402667400 |
| Primary APN | 669402667400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 534246 |
|---|---|
| Street Address | 95 DAM RD |
| City | WHITTIER |
| State | NC |
| Zip | 28789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-OR-3121-ELA LOT 4 |
| Legal Subdivision | OCONALUFTEE RIVER CABINS |
| Legal Lot Number | 4 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 940100 |
Source: Swain County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4687 MOUNTAIN VALLEY RD, WARM SPRINGS, VA 24484-2191 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2012 · Amount on Record |
| Deed Sale | May 25, 2012 · Amount on Record |
| Deed Document Number | 2012841 |
| Deed Book / Page | 401 / 1038 |
| Record Updated | Sep 20, 2026 |
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $879.00 (+13.57%) | $145,830 (-) Land $29,880 Building $115,950 | |
| 2025 | $145,830 (-) Land $29,880 Building $115,950 | ||
| 2023 | $774.00 Additional exemption filed | $145,830 Land $29,880 Building $115,950 | $145,830 Land $29,880 Building $115,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1990–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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