95 Cypress Shores Rd E, Roper, NC 27970 Property Records

Washington County property record for 95 Cypress Shores Rd E, Roper, NC 27970

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1991
Lot Size	31.5 acres (1,373,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Aug 2026)
Tax Bill	$3,336 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7810.00-66-0281`

Property Details

APN / Parcel Number

Primary APN	`7810.00-66-0281`
Alternative APN	`2534`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	1,373,447 sqft (31.5 acres)
Terrain	Above Road/Slope
Deck Area	1,262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2534
Street Address	95 CYPRESS SHORES RD E
City	ROPER
State	NC
Zip	27970
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WASHINGTON NC
Township / Civil Division	LEES MILL
Census Block Group	4
Census Block	4008
Census Tract	950100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2312 COLEY FOREST PL, RALEIGH, NC 27612-5104
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jan 23, 1990 · Amount on Record
Deed Document Number	2026322449
Deed Book / Page	565 / 400
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NC
Recording Date	Aug 7, 2026
Property Address	95 CYPRESS SHORES RD E, ROPER, NC 27970
Document Number	0000322449
Book / Page	565 / 400
Instrument Date	Jul 27, 2026
Instrument	2026322449
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2312 COLEY FOREST PL, RALEIGH, NC 27612-5104

Mortgage

Document Number	0000322450,
Date	Aug 7, 2026
Instrument	2026322450

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Washington County
Unified School District	Washington County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,336.00	$354,900 (-) Land $196,600 Building $158,300
2025	$3,336.00 (+10.61%)	$354,900 (-) Land $196,600 Building $158,300	$354,900 (-) Land $196,600 Building $158,300
2023		$354,900 Land $196,600 Building $158,300	$354,900 (-) Land $196,600 Building $158,300
2022	$3,016.00		$354,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1998–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 9 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50