95 Cushing St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 95 Cushing St, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,450 sqft · built 1870
Lot Size	0.145 acres (6,327 sqft)
Owner	Company Name on File
Last Sale	$1,750,000 (Nov 2025)
Tax Bill	$8,643 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-64`

Property Details

APN / Parcel Number

Primary APN	`254-64`
Alternative APN	`CAMB M:00254 L:00064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,450 sqft Living Area
Gross Area	3,854 sqft
1st Floor Area	1,058 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,327 sqft (0.145 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	95 CUSHING ST
City	CAMBRIDGE
State	MA
Zip	02138-4581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	64
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3009
Census Tract	354300

Owner

95 Cushing St is owned by a company that bought it in November 2025.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	19 SHIRLEY RD, MEDFORD, MA 02155-1535
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage
Nov 25, 2025	Quit Claim Deed, Transfer ABL RESIDENTIAL CREDIT ACQUISITIONS
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Jun 2, 1995 · Amount on File
Deed Document Number	2025144724
Deed Book / Page	84924 / 338
Prior Transfer Date	Nov 22, 2025
Prior Transfer Doc	084924-338
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Recording Date	May 1, 2026
Property Address	95 CUSHING ST, CAMBRIDGE, MA 02138-4581
Document Number	085543-483
Book / Page	85543 / 483
Instrument Date	Apr 30, 2026
Instrument	202649540
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049540,
Date	May 1, 2026
Book Page	85543/483
Instrument	202649540

Lender

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Nov 25, 2025
Property Address	95 CUSHING ST, CAMBRIDGE, MA 02138-4581
Document Number	084924-338
Book / Page	84924 / 338
Instrument Date	Nov 22, 2025
Instrument	144724
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SHIRLEY RD, MEDFORD, MA 02155-1535

Mortgage

Document Number	0000144725
Date	Nov 25, 2025
Instrument	144725

Lender

Name	ABL RESIDENTIAL CREDIT ACQUISITIONS

Agreement

Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	95 CUSHING ST, CAMBRIDGE, MA 02138-4581
Document Number	69157-405
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	69157-405
Date	Apr 19, 2017
Book Page	069157/000405
Instrument	56416

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 95 Cushing St was $8,643, up 7.6% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,643.00 (+7.62%)	$1,361,100 (+0.33%) Land $634,200 Building $726,900	$2,122,110 (-11.19%)
2024	$8,031.00 (+7.45%)	$1,356,600 (+6.37%) Land $660,700 Building $695,900	$2,389,440
2023	$7,474.00	$1,275,400 Land $673,800 Building $601,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cushing St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 Cushing St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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