95 Curtis Ln, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 95 Curtis Ln, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,825 sqft · built 1997
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Aug 2023)
Tax Bill$7,104 (2026)
Deeds & MortgagesAug 2023 Sale
Dec 2021 Sale
+ 1 more
APN382200 83.-4-57

Property Details

APN / Parcel Number

Primary APN382200 83.-4-57
Alternative APN
  • 215J172931

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,825 sqft Living Area
1st Floor Area1,332 sqft
Upper Floors Area493 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area49,223 sqft (1.13 acres)
Lot Width15 ft Width

Exterior Amenities

PorchSlab
Porch Area666 sqft
Patio Area260 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number215J172931
Street Address95 CURTIS LN
CityTROY
StateNY
Zip12180-8115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number57.000
JurisdictionRENSSELAER NY
Township / Civil DivisionBRUNSWICK
Census Block Group1
Census Block1006
Census Tract52002

Owner

95 Curtis Ln is owned and occupied by two individuals who bought it in August 2023.

Source: Rensselaer County and Brunswick Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address95 CURTIS LN, TROY, NY 12180-8115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2023Warranty Deed, Transfer
Dec 14, 2021Executor's Deed, Transfer
May 5, 2020Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2023 · Amount on File
Deed SaleAug 23, 2023 · Amount on File
Deed Document Number2023631367
Deed Book / Page10465 / 82
Prior Transfer DateAug 21, 2023
Prior Transfer Doc0104650082
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateAug 23, 2023
Property Address95 CURTIS LN, TROY, NY 12180-8115
Document Number0104650082
Book / Page10465 / 82
Instrument DateAug 21, 2023
Instrument2023-631367
Transaction TypeTransfer
Record UpdatedSep 12, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 CURTIS LN, TROY, NY 12180-8115

December 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionRENSSELAER NY
Recording DateDec 14, 2021
Property Address95 CURTIS LN, TROY, NY 12180-8115
Document Number0098640335
Book / Page9864 / 335
Instrument DateDec 1, 2021
Instrument2021-602022
Transaction TypeTransfer
Record UpdatedJan 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 CURTIS LN, TROY, NY 12180-8115

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address95 CURTIS LN, TROY, NY 12180-8115
Document Number0000568205
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 CURTIS LN TROY NY 121808115, TROY, NY 12180-8115

Mortgage

Document Number0000568205
DateMay 13, 2020
Book Page009159/000190
Instrument568205
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 95 Curtis Ln was $7,104, up 6.3% from the year before.

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionBrunswick Town
Unified School DistrictBrunswick Central School District (Brittonkill) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,104.00 (+6.35%)
2025$6,680.00$56,400 Land $4,200 Building $52,200$350,311 Land $26,087 Building $324,224
2023$56,400 (-) Land $4,200 Building $52,200$292,987 (+8.05%) Land $21,818 Building $271,169
2022$56,400 Land $4,200 Building $52,200$271,154 Land $20,192 Building $250,962

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 95 Curtis Ln; there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Curtis Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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