Middlesex County and Winchester Town property record for 95 Cross St, Winchester, MA 01890
| Property Type | Office Building |
|---|---|
| Details | 1 ba · 2,958 sqft · built 1957 |
| Lot Size | 0.229 acres (9,962 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000,000 (Sep 2025) |
| Tax Bill | $8,593 (2026) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | WINC M:012 B:0046 L:0 |
| Primary APN | WINC M:012 B:0046 L:0 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,958 sqft Total Area |
| Gross Area | 3,128 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Concrete Block |
| Construction Type | Steel Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 9,962 sqft (0.229 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 95 CROSS ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-1229 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | RG |
| Legal Block | 46 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 338200 |
95 Cross St, a commercial property, is owned by a company that bought it in September 2025.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 115 SAGAMORE ST, QUINCY, MA 02171-1933 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Apr 27, 1989 · Amount on File |
| Deed Document Number | 2025113774 |
| Deed Book / Page | 84633 / 552 |
| Prior Transfer Date | Sep 10, 2025 |
| Prior Transfer Doc | 084633-552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Sep 19, 2025 |
| Property Address | 95 CROSS ST, WINCHESTER, MA 01890-1229 |
| Document Number | 084633-552 |
| Book / Page | 84633 / 552 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 113774 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SAGAMORE ST, NORTH QUINCY, MA 02171-1933 |
The 2026 property tax bill for 95 Cross St was $8,593, up 7.2% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,593.00 (+7.22%) | $813,700 (+7.63%) Land $450,800 Building $362,900 |
| 2025 | $8,014.00 (+3.03%) | $756,000 (+5.07%) Land $408,600 Building $347,400 |
| 2024 | $7,778.00 | $719,500 Land $389,200 Building $330,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 95 Cross St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 113 units insured incl. 85 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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