95 Craig St, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 95 Craig St, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	2,139 sqft · built 1892
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Sep 2025)
Tax Bill	$7,677 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`05-00255-0000-00012-01`

Property Details

APN / Parcel Number

Primary APN	`05-00255-0000-00012-01`
Alternative APNs	`05 00255-0000-00012-A` `0500255000000012000A` `00007082`

Interior

Stories	2 Stories
Building Area	2,139 sqft Living Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	95 CRAIG ST
City	EDISON
State	NJ
Zip	08817-4599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X100
Legal Subdivision	RARITAN PARK
Legal Block	255
Legal Lot Number	12.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2001
Census Tract	1803

Owner

95 Craig St is owned and occupied by an individual who bought it in September 2025.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	95 CRAIG ST, EDISON, NJ 08817-4599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 4, 2025	Deed, Transfer · Construction Mortgage UNITAS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Jun 4, 2025 · Amount on File
Deed Document Number	202556469
Deed Book / Page	19826 / 931
Prior Transfer Date	Sep 5, 2012
Prior Transfer Doc	0009200309
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 18, 2025
Property Address	95 CRAIG ST, EDISON, NJ 08817-4599
Document Number	0000056469
Book / Page	19826 / 931
Instrument Date	Sep 10, 2025
Instrument	2025056469
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,416.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 MAIN ST STE 206, 206, METUCHEN, NJ 08840-2774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CRAIG ST, EDISON, NJ 08817-4599

Mortgage

Document Number	0000056470
Date	Sep 18, 2025
Instrument	2025056470

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 4, 2025
Property Address	95 CRAIG ST, EDISON, NJ 08817-4599
Document Number	0000032356
Book / Page	19740 / 1264
Instrument Date	May 2, 2025
Instrument	2025032356
Transaction Type	Transfer
Record Updated	Jun 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3637 SUNSET RDG, POWDER SPRINGS, GA 30127-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MAIN ST STE 206, 206, METUCHEN, NJ 08840-2774
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032359
Date	Jun 4, 2025
Book Page	19740/1273
Instrument	2025032359

Lender

Name	UNITAS FUNDING LLC
Address	CRANFORD, NJ 07016

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 95 Craig St was $7,677.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300 (+62.25%) Land $75,000 Building $134,300	$209,300 (+62.25%) Land $75,000 Building $134,300
2025	$7,677.00 (-0.03%)	$129,000 Land $75,000 Building $54,000	$129,000 Land $75,000 Building $54,000
2024	$7,679.00
2023		$129,000 Land $75,000 Building $54,000	$129,000 Land $75,000 Building $54,000
2022	$7,640.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 Craig St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 95 Craig St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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