95 Cottrell St, West Point, MS 39773 Property Records

Clay County property record for 95 Cottrell St, West Point, MS 39773 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Architecture Style	Duplex Single
Year Built	Built 1978
Square Footage	1,417 sqft Finished Area
Lot Size	0.969 acres
Last Sale	$4,576,300 (2025)
Tax Bill	$2,642.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`083B311G 0220000`

Interior

Units	10 Units
Building Area	1,417 sqft Finished Area
1st Floor	1,377 sqft 1st Floor
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single Style
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	42,221 sqft
Total Buildings	5 Total Buildings

Location & Zoning

Street Address	95 COTTRELL ST
City	WEST POINT
State	MS
Zip	39773-7566
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	S 103 FT LOT 2 BLK 8 EAST SIDE & PT LOT 1 DB 149/275 206/585
Legal Range	06E
Legal Township	17
Legal Section	11
Legal Subdivision	AL GOODMAN MAP
Legal Block	8
Legal Lot Number	2,1
Jurisdiction	CLAY MS
Minor Civil Division	4
Census Blockgroup	3
Census Block	3027
Census Tract	950300

Owner

Source: Clay County records · APN 083B311G 0220000

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	224 SUNSET ISLAND TRL, GALLATIN, TN 37066-5675
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Deed Doc Number	20254398
Deed Book / Page	323 / 377
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	95 COTTRELL ST, WEST POINT, MS 39773-7566
Transaction Type	Mortgage
Record Updated	Dec 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 SUNSET ISLAND TRL, GALLATIN, TN 37066-5675

Mortgage

Document Number	00LM577/29
Date	Nov 07, 2025
Book Page	LM 577/29
Instrument	2025006121

Lender

Name	FIRST NATIONAL BANK OF CLARKSDALE
Type	Bank
Address	OXFORD, MS 38655

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 03, 2045

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,642.00 (-57.93%)	$47,154 (-) Land $3,750 Building $43,404	$314,360 (-) Land $25,000 Building $289,360
2024		$47,154 (+12.38%) Land $3,750 Building $43,404	$314,360 (+12.38%) Land $25,000 Building $289,360
2023	$6,280.00 (+0.24%)	$41,959 Land $3,750 Building $38,209	$279,725 Land $25,000 Building $254,725
2022	$6,265.00

Flood & Wildfire

95 Cottrell St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (28025C), updated November 27, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.