95 Cotter Ave, Staten Island, NY 10306 Property Records

New York City and Richmond County property record for 95 Cotter Ave, Staten Island, NY 10306

Property Summary

Property Type	Duplex
Details	2 ba · 2,224 sqft · built 1985
Lot Size	0.076 acres (3,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Feb 2018)
Tax Bill	$8,774 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2018 Sale & Mortgage
APN	`04478-0307`

Property Details

APN / Parcel Number

Primary APN	`04478-0307`
Alternative APNs	`2001044780307` `5-04478-0307`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	2,224 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	3,328 sqft (0.076 acres)
Lot Dimensions	103 ft deep x 32 ft wide

Location & Zoning

Account Number	04478-0307
Street Address	95 COTTER AVE
City	STATEN ISLAND
State	NY
Zip	10306-1149
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3-2
Legal Block	4478
Legal Lot Number	307
Jurisdiction	RICHMOND NY
Township / Civil Division	STATEN ISLAND
Census Block Group	3
Census Block	3001
Census Tract	14606

Owner

Source: New York City and Richmond County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 COTTER AVE, STATEN ISLAND, NY 10306-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 15, 2018	Grant Deed, Transfer · Conventional Mortgage RESMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	May 16, 2014 · Amount on Record
Deed Document Number	2018688036
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	95 COTTER AVE, STATEN ISLAND, NY 10306-1149
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 COTTER AVE, STATEN ISLAND, NY 10306-1149

Mortgage

Document Number	0000882929
Date	Apr 21, 2022
Instrument	882929

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND NY
Recording Date	Feb 15, 2018
Property Address	95 COTTER AVE, STATEN ISLAND, NY 10306-1149
Document Number	0000688036
Instrument Date	Jan 31, 2018
Instrument	688036
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	HEIGHTS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 MORELAND ST STATEN ISLAND NY 103065144, STATEN ISLAND, NY 10306-5144

Mortgage

Document Number	688037
Date	Feb 15, 2018
Instrument	688037

Lender

Name	RESMAC
Address	BOCA RATON, FL 33487

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: New York City and Richmond County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Richmond County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,440 (+34.13%) Land $8,954 Building $43,486	$874,000 (+5.43%) Land $169,000 Building $705,000
2025	$8,774.00 (+11.74%)
2023	$7,852.00	$39,096 Land $7,970 Building $31,126	$829,000 Land $169,000 Building $660,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 905 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Cotter Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures