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95 Cottage Link Walk, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 95 Cottage Link Walk, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 2020
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Sep 2024)
Tax Bill$4,940 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2024 Sale
+ 3 more
Flood ZoneZone A (high risk)
APN029231-0270

Property Details

APN / Parcel Number

Primary APN029231-0270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,659 sqft Living Area
Gross Area2,079 sqft
1st Floor Area1,659 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address95 COTTAGE LINK WALK
CitySAINT AUGUSTINE
StateFL
Zip32092-3135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description89/29-33 COTTAGES AT GLENMOOR LOT 27 OR6013/1431
Legal Range28
Legal Township06
Legal Section44
Legal SubdivisionCOTTAGES AT GLENMOOR
Legal Block1
Legal Lot Number27
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1008 RIDGE POINTE WAY, BLAIRSVILLE, GA 30512-2807
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK
Sep 3, 2024Warranty Deed, Transfer
COWFORD TITLE LLC
Jul 22, 2022Warranty Deed, Transfer
GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST
Nov 19, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NETWORK FUNDING LP
Jun 30, 2020Loan Modification, Mortgage
HOUSING CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleJul 22, 2022 · Amount on Record
Deed Document Number202469441
Deed Book / Page6013 / 1431
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJun 30, 2026
Property Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135
Document Number0000055879
Book / Page6392 / 1300
Instrument DateJun 25, 2026
Instrument202655879
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135

Mortgage

Document Number0000055879,
DateJun 30, 2026
Book Page6392/1300
Instrument202655879
Lender
NameTD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2056
Interest
Rate6.53%
Max Rate-1%

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 3, 2024
Property Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135
Document Number0060131431
Book / Page6013 / 1431
Map ReferenceMB 89 PG 29
Instrument DateAug 20, 2024
Instrument2024069441
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyCOWFORD TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address93 PENNEKAMP LN, WATERSOUND, FL 32461-8602

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 RIDGE POINTE WAY, BLAIRSVILLE, GA 30512-2807

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 22, 2022
Property Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135
Document Number0056020432
Book / Page5602 / 432
Map ReferenceMB 89 PG 29-33
Instrument DateJul 21, 2022
Instrument2022071461
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Tax$3,149.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46 PINE BEACH DR, ST JOHNS, FL 32259-2362

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COTTAGE LINK WALK, ST AUGUSTINE, FL 32092-3135

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 19, 2020
Property Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135
Document Number0051031352
Book / Page5103 / 1352
Map ReferenceMB 89 PG 29-33
Instrument DateNov 18, 2020
Instrument2020105299
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,887.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135

Mortgage

Document Number0051031354
DateNov 19, 2020
Instrument5103/1354
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address95 COTTAGE LINK WALK, SAINT AUGUSTINE, FL 32092-3135
Document Number0049980047
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0049980047
DateJul 24, 2020
Book Page004998/000047
Instrument60078
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded
Term12 Months
DueJul 23, 2021

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,957 (-2.36%) Land $90,000 Building $243,957$333,957 (-2.36%) Land $90,000 Building $243,957
2025$4,940.00 (+5.92%)$342,022 (-2.75%)$342,022 (-2.75%) Land $85,000 Building $257,022
2024$4,664.00 (-3.3%)$351,678 (-2.31%)$351,678 (-2.31%) Land $90,000 Building $261,678
2023$4,823.00 (+28.61%)$359,989 (+19.76%)$359,989 (+19.76%) Land $90,000 Building $269,989
2022$3,750.00$300,584$300,584 Land $72,800 Building $227,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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