Essex County and Gloucester City property record for 95 Concord St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1952 |
| Lot Size | 0.603 acres (26,245 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jul 2022) |
| Tax Bill | $5,529 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0234 B:0046 L:0000 |
| Primary APN | GLOU M:0234 B:0046 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,684 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,245 sqft (0.603 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 95 CONCORD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GLOUCESTER |
| Legal Block | 46 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City records · APN GLOU M:0234 B:0046 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 CONCORD ST, GLOUCESTER, MA 01930-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKGLOUCESTER (GLOUCESTER COOP BAN |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Jul 18, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Apr 23, 1993 · Amount on Record |
| Deed Document Number | 20223090 |
| Deed Book / Page | 41065 / 279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 14, 2022 |
| Property Address | 95 CONCORD ST, GLOUCESTER, MA 01930-1652 |
| Document Number | 041065-279 |
| Book / Page | 41065 / 279 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20220714003090 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 95 CONCORD ST, GLOUCESTER, MA 01930-1652 |
| Document Number | 220714003100 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 220714003100 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BAN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.13% |
| Type Change Date | Aug 01, 2032 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 95 CONCORD ST, GLOUCESTER, MA 01930-1652 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040926-312 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 40926/312 |
| Instrument | 20220511002580 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 95 CONCORD ST, GLOUCESTER, MA 01930-1652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36872-73 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 36872/73 |
| Instrument | 349 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2038 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,529.00 (-0.09%) | $568,800 (-) Land $220,700 Building $348,100 | |
| 2024 | $5,534.00 (+14.43%) | $568,800 (+24.55%) Land $210,100 Building $358,700 | $647,995 |
| 2023 | $4,836.00 | $456,700 Land $187,600 Building $269,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 51 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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