95 Colonial Rd, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 95 Colonial Rd, Lawrence, MA 01843

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,995 sqft · built 1945
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Aug 2004)
Tax Bill$4,987 (2026)
Deeds & MortgagesAug 2020 Mortgage
Jan 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN56 0000 0015 A

Property Details

APN / Parcel Number

Primary APN56 0000 0015 A
Alternative APN
  • LAWR M:0056 B:0000 L:0015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,995 sqft Living Area
Gross Area4,318 sqft
Basement Area1,160 sqft
Unfinished Basement1,160 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number56 0000 0015 A
Street Address95 COLONIAL RD
CityLAWRENCE
StateMA
Zip01843-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number15
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group1
Census Block1019
Census Tract251700

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address95 COLONIAL RD, LAWRENCE, MA 01843-3837
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Deed of Trust, Mortgage · Balloon Mortgage
MERRIMACK VALLEY FCU
Jan 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MERRIMACK VALLEY FCU
Apr 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2004 · Amount on Record
Deed SaleAug 9, 2004 · Amount on Record
Deed Document Number200437827
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address95 COLONIAL RD, LAWRENCE, MA 01843-3837
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16453-143
DateAug 20, 2020
Book Page16453/143
Instrument21696
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2045

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address95 COLONIAL RD, LAWRENCE, MA 01843-3837
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16161-164
DateJan 22, 2020
Book Page16161/164
Instrument1546
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address95 COLONIAL RD, LAWRENCE, MA 01843-3837
Document Number15060-314
Book / Page015060 / 000314
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15060-314
DateApr 28, 2017
Book Page015060/000314
Instrument10327
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,987.00 (+3.14%)$577,200 (+5.06%) Land $173,600 Building $403,600$646,170 (+9.28%)
2025$4,835.00 (-1.39%)$549,400 (+3.64%) Land $145,800 Building $403,600$591,280
2024$4,903.00 (-4.52%)$530,100 (+4.89%) Land $127,700 Building $402,400
2023$5,135.00$505,400 Land $127,700 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimDec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people · EPA ID MA3149000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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