95 Cold Spring Cir, Shelton, CT 06484 Property Records

Shelton City property record for 95 Cold Spring Cir, Shelton, CT 06484

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,508 sqft · built 1961
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on File
Last Sale$319,900 (Feb 2017)
Tax Bill$4,914 (2024)
Deeds & MortgagesApr 2021 Mortgage
Sep 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNSHEL M:30 L:8

Property Details

APN / Parcel Number

Primary APNSHEL M:30 L:8
Alternative APNs
  • SHLT M:30 L:8
  • 30 8

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area9,905 sqft
1st Floor Area1,384 sqft
Basement Area1,296 sqft
Unfinished Basement912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area37,026 sqft (0.85 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number30 8
Street Address95 COLD SPRING CIR
CitySHELTON
StateCT
Zip06484-4804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number8
JurisdictionSHELTON CT
Township / Civil DivisionSHELTON
Census Block Group3
Census Block3008
Census Tract110202

Owner

95 Cold Spring Cir is owned and occupied by two individuals who bought it in February 2017.

Source: Shelton City records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address95 COLD SPRING CIR, SHELTON, CT 06484-4804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 11, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
May 4, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Feb 23, 2017Warranty Deed, Transfer
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2017 · Amount on File
Deed SaleFeb 23, 2017 · Amount on File
Prior SaleMar 1, 2012 · Amount on File
Deed Book / Page3708 / 221
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELTON CT
Property Address95 COLD SPRING CIR, SHELTON, CT 06484-4804
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004072-161
DateApr 5, 2021
Book Page4072/161
Instrument2021-2376
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueMay 1, 2050

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELTON CT
Property Address95 COLD SPRING CIR, SHELTON, CT 06484-4804
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004239-979
DateSep 11, 2024
Book Page4239/979
Instrument2024-3401
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELTON CT
Property Address95 COLD SPRING CIR, SHELTON, CT 06484-4804
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3954-114
DateMay 4, 2020
Book Page3954/114
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELTON CT
Recording DateFeb 23, 2017
Property Address95 COLD SPRING CIR, SHELTON, CT 06484-4804
Document Number3708-221
Book / Page3708 / 221
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37080223
DateFeb 23, 2017
Instrument03708/0223
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueFeb 23, 2047

Tax Assessment & Valuation

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityShelton City
Unified School DistrictShelton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$261,100 Land $96,040 Building $165,060$182,770 Land $67,228 Building $115,542
2024$4,914.00 (+7.74%)
2023$4,561.00$261,100 Land $96,040 Building $165,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cold Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cold Spring Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

Nearby Properties on Cold Spring Cir

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