95 Cobblestone Rd, Ludlow, VT 05149 Property Records

Ludlow Town property record for 95 Cobblestone Rd, Ludlow, VT 05149

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2015)
Tax Bill	$4,754 (2025)
Flood Zone	Zone X (minimal risk)
APN	`363-112-10506`

Property Details

APN / Parcel Number

Primary APN	`363-112-10506`
Alternative APNs	`(112) 060230.000` `M:060 B:230.000`

Interior

Units	2 Units

Exterior

Lot Area	116,741 sqft (2.68 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	95 COBBLESTONE RD
City	LUDLOW
State	VT
Zip	05149-9517
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	COBBLESTONE ROAD 95 ONE FAMILY
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2017
Census Tract	966300

Owner

Source: Ludlow Town records · APN 363-112-10506

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 COBBLESTONE RD, LUDLOW, VT 05149-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Document Number	2015201601221101518
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ludlow Town records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,754.00 (-12.34%)	$257,500 Land $74,300 Building $183,200
2024	$5,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 13, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Nearby Flood Policies	122 units insured incl. 94 condo units
Nearby Flood Claims	31 (1981–2023)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 7 claims Severe Storms And Flooding, Apr 2019 · 3 claims Tropical Storm Irene, Aug 2011 · 17 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Based on FCC filings for 29 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LUDLOW VILLAGE WATER DEPT serves 2,880 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.