Cooke County property record for 95 Co Rd 381, Era, TX 76238
| Property Type | Single Family Home |
|---|---|
| Details | 1,925 sqft · built 2021 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,072 (Jul 2025) |
| Tax Bill | $5,464 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2083-200-00009 |
| Primary APN | 2083-200-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 1,925 sqft Living Area |
|---|---|
| Gross Area | 2,711 sqft |
| 1st Floor Area | 1,925 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Account Number | 2083-200-00009 |
|---|---|
| Street Address | 95 CR 381 |
| City | ERA |
| State | TX |
| Zip | 76238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOYD SUBD; LOT 9; PHASE II; ACRES 1.13 |
| Legal Subdivision | BOYD SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | VALLEY VIEW |
| Census Block Group | 4 |
| Census Block | 4053 |
| Census Tract | 900 |
95 Co Rd 381 is owned and occupied by two individuals who bought it in July 2025.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 COUNTY ROAD 381, GAINESVILLE, TX 76240-8122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Apr 19, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SFMC LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 20254740 |
| Deed Book / Page | 2721 / 756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 95 CR 381, ERA, TX 76238 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 95 COUNTY ROAD 381, GAINESVILLE, TX 76240-8122 |
| Document Number | 002766/315 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 2766/315 |
| Instrument | 2026-1241 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Apr 19, 2022 |
| Property Address | 95 CR 381, ERA, TX 76238 |
| Document Number | 002503/280 |
| Book / Page | 2503 / 280 |
| Map Reference | CAB A SL 259 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022-3399 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 22, 2022 |
| Title Company | HOWETH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14828 OLD STONEY RD, PONDER, TX 76259-4121 |
| Name | Verified Name |
|---|---|
| Address | 300 TRAILHOUSE LN APT 1113, 1113, FORNEY, TX 75126-3158 |
| Document Number | 0020223400 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-3400 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 95 Co Rd 381 was $5,464 with a homeowner's exemption, up 31.3% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Era Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,464.00 (+31.28%) Homeowner's exemption | $402,116 (+3.07%) Land $99,720 Building $302,396 | $402,116 (+3.07%) Land $99,720 Building $302,396 |
| 2025 | $4,162.00 (-12.82%) Homeowner's exemption | $390,135 Land $87,739 Building $302,396 | $390,135 Land $87,739 Building $302,396 |
| 2024 | $4,774.00 | ||
| 2023 | $363,994 Land $73,036 Building $290,958 | $363,994 Land $73,036 Building $290,958 | |
| 2022 | $2,272.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Co Rd 381 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 95 Co Rd 381 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOLIVAR WSC serves 11,901 people · EPA ID TX0610049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
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