Hardin County property record for 95 Chval Dr, Counce, TN 38326 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 1,503 sqft · built 2009 |
| Lot Size | 0.52 acres (22,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Sep 2023) |
| Tax Bill | $1,124 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036162B H 03600 |
| Primary APN | 036162B H 03600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Upper Floors Area | 1,156 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,839 sqft (0.52 acres) |
| Terrain | Rolling |
| Porch | Patio |
|---|---|
| Porch Area | 1,076 sqft |
| Deck Area | 121 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 CHVAL DR |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326-4159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERTIME 36 |
| Legal Subdivision | SUMMERTIME |
| Legal Lot Number | 36 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 920600 |
Source: Hardin County records · APN 036162B H 03600
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 819 GARLAND DR, COVINGTON, TN 38019-5225 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage LEADERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Apr 04, 2013 · Amount on Record |
| Deed Document Number | 2023170594 |
| Deed Book / Page | 832 / 1083 |
| Prior Transfer Date | Mar 04, 2019 |
| Prior Transfer Doc | 0000719781 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 95 CHVAL DR, COUNCE, TN 38326-4159 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000778333 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 778/333 |
| Instrument | 157066 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Sep 26, 2023 |
| Property Address | 95 CHVAL DR, COUNCE, TN 38326-4159 |
| Document Number | 0008321083 |
| Book / Page | 832 / 1083 |
| Map Reference | CAB 7 SL 85 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 170594 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 819 GARLAND DR, COVINGTON, TN 38019-5225 |
| Document Number | 0000170595 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 170595 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2033 |
Source: Hardin County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,124.00 | $64,225 (-) Land $8,750 Building $55,475 | |
| 2023 | $1,124.00 (+18.32%) | $64,225 (+39.32%) Land $8,750 Building $55,475 | $256,900 (+39.32%) Land $35,000 Building $221,900 |
| 2022 | $950.00 | $46,100 Land $5,625 Building $40,475 | $184,400 Land $22,500 Building $161,900 |
Source: FEMA National Flood Hazard Layer, Hardin County (47071C), updated June 16, 2006 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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