95 Cherry Hill Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 95 Cherry Hill Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1962
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$702,500 (Aug 2024)
Tax Bill	$14,542 (2024)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 66.17-1-12`

Property Details

APN / Parcel Number

Primary APN	`372000 66.17-1-12`
Alternative APNs	`200006601700010120000000` `100450`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	624 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	105,851 sqft (2.43 acres)
Lot Width	25 ft Width
View / Lot	Waterfront
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Patio Area	680 sqft
Shed	1 Shed
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	100450
Street Address	95 CHERRY HILL RD
City	CARMEL
State	NY
Zip	10512-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	12.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	3
Census Block	3017
Census Tract	11600

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 ELIZABETH ST, 9E, NEW YORK, NY 10012-2851
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 21, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	20244439
Deed Book / Page	2366 / 339
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	0019580297
Record Updated	Oct 29, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 13, 2024
Property Address	95 CHERRY HILL RD, CARMEL, NY 10512-3828
Document Number	0023660339
Book / Page	2366 / 339
Instrument Date	Aug 5, 2024
Instrument	4439-2024
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 CHERRY HILL RD, CARMEL, NY 10512-3828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CHERRY HILL RD, CARMEL, NY 10512-3828

Mortgage

Document Number	0000079005
Date	Aug 13, 2024
Instrument	7900/5

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

November 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 21, 2019
Property Address	95 CHERRY HILL RD, CARMEL, NY 10512-3828
Document Number	0021380270
Book / Page	2138 / 270
Instrument Date	Nov 18, 2019
Instrument	15561-2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REGENCY ABSTRACT SVCS LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 CHERRY HILL RD, 95, CARMEL, NY 10512-3828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CHERRY HILL RD, CARMEL, NY 10512-3828

Mortgage

Document Number	0006998345
Date	Nov 21, 2019
Instrument	6998/345

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS LT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$678,500 (+27.39%) Land $122,700 Building $555,800	$678,500 (+27.39%) Land $122,700 Building $555,800
2024	$14,542.00 (+285.63%)	$532,600 (+5.01%) Land $122,900 Building $409,700	$532,600 (+5.01%) Land $122,900 Building $409,700
2023		$507,200 (+11.01%) Land $111,700 Building $395,500	$507,200 (+11.01%) Land $111,700 Building $395,500
2022		$456,900 Land $111,700 Building $345,200	$456,900 Land $111,700 Building $345,200
2020	$3,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Apr 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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