95 Chenango St, Montrose, PA 18801 Property Records

Susquehanna County property record for 95 Chenango St, Montrose, PA 18801

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Nov 2022)
Tax Bill	$4,998 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124.13-01-020.00`

Property Details

APN / Parcel Number

Primary APN	`124.13-01-020.00`
Alternative APNs	`124.13-1,020.00,000` `00018457` `18457`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	39,640 sqft (0.91 acres)

Location & Zoning

Account Number	00018457
Street Address	95 CHENANGO ST
City	MONTROSE
State	PA
Zip	18801-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SUSQUEHANNA PA
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2023
Census Tract	32600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montrose Historic District listed 2011 · 386 contributing resources · NRIS 11000342

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Susquehanna County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 WISTERIA WAY, HORSEHEADS, NY 14845-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU
Aug 19, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST COLUMBIA BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	20229930
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSQUEHANNA PA
Recording Date	Nov 15, 2022
Property Address	95 CHENANGO ST, MONTROSE, PA 18801-1003
Document Number	0202209930
Instrument Date	Oct 10, 2022
Instrument	202209930
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1065 KENNETT WAY, 1065, WEST CHESTER, PA 19380-5733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WISTERIA WAY, HORSEHEADS, NY 14845-1815

Mortgage

Document Number	0202209932
Date	Nov 15, 2022
Instrument	202209932

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSQUEHANNA PA
Recording Date	Aug 19, 2021
Property Address	95 CHENANGO ST, MONTROSE, PA 18801-1003
Document Number	202107628
Instrument Date	Aug 14, 2021
Instrument	202107628
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	HOME ABSTRACT AND SETTLEMENT SERVICES LLC, HOME ABSTRACT & SETMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 KENNETT WAY, WEST CHESTER, PA 19380-5733

Mortgage

Document Number	202107629
Date	Aug 19, 2021
Instrument	202107629

Lender

Name	FIRST COLUMBIA BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Susquehanna County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Susquehanna County
Municipality	Montrose Borough
Unified School District	Montrose Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,998.00 (+15.43%) Homeowner's exemption	$56,200 (-) Land $7,500 Building $48,700
2024	$4,330.00	$56,200 Land $7,500 Building $48,700
1993			$56,200 Land $7,500 Building $48,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO MONTROSE private · serves 1,890 people · EPA ID PA2580023
Water Source	Surface water
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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