95 Charlotte St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 95 Charlotte St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1925
Lot Size	0.117 acres (5,101 sqft)
Owner	Individual Name on File
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0P-13 B:0000 L:0018`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0P-13 B:0000 L:0018`
Alternative APN	`M:0P=13 B:0000 L:0018`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,252 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,101 sqft (0.117 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	95 CHARLOTTE ST
City	FALL RIVER
State	MA
Zip	02720-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	18
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2015
Census Tract	642400

Owner

95 Charlotte St is owned and occupied by an individual who acquired it in April 2025.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage OCEANSIDE MTG COMP
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit ST ANNE CU
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Apr 18, 2025	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Feb 27, 2019	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2025
Deed Sale	Apr 18, 2025
Prior Sale	Apr 16, 1999 · Amount on File
Deed Book / Page	11761 / 113
Prior Transfer Date	Apr 14, 2025
Prior Transfer Doc	011761-113
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012004-115
Date	Mar 11, 2026
Book Page	12004/115
Instrument	2952

Lender

Name	OCEANSIDE MTG COMP

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011966-255
Date	Jan 12, 2026
Book Page	11966/255
Instrument	383

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010491-49
Date	Mar 23, 2021
Book Page	10491/49
Instrument	6409

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	541 Months
Due	Apr 1, 2066

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 18, 2025
Property Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Document Number	011761-113
Book / Page	11761 / 113
Instrument Date	Apr 14, 2025
Instrument	202500005469
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003

Mortgage

Document Number	202500005470
Date	Apr 18, 2025
Instrument	202500005470

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10214-44
Date	Aug 25, 2020
Book Page	10214/44
Instrument	14790

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	95 CHARLOTTE ST, FALL RIVER, MA 02720-7003
Document Number	9718-248
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CHARLOTTE ST FALL RIVER MA 027207003, FALL RIVER, MA 02720-7003

Mortgage

Document Number	9718-248
Date	Mar 4, 2019
Book Page	009718/000248
Instrument	3233

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 95 Charlotte St was $4,001, up 6.4% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,001.00 (+6.35%)	$349,400 (+6.72%) Land $132,300 Building $217,100	$367,365 (-0.87%)
2024	$3,762.00 (+1.02%)	$327,400 (+7.87%) Land $127,200 Building $200,200	$370,595
2023	$3,724.00	$303,500 Land $114,200 Building $189,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Charlotte St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Charlotte St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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