95 Chambers Rd, Stewart, TN 37175 Property Records

Houston County property record for 95 Chambers Rd, Stewart, TN 37175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,368 sqft · built 1997
Lot Size	0.256 acres (11,160 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Jan 2019)
Tax Bill	$860 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`042017J A 03400`

Property Details

APN / Parcel Number

Primary APN	`042017J A 03400`
Alternative APN	`017J A 03400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,160 sqft (0.256 acres)
Lot Dimensions	120 ft deep x 93 ft wide
Garage Type	Mixed
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	95 CHAMBERS RD
City	STEWART
State	TN
Zip	37175-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: S01
Jurisdiction	HOUSTON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3054
Census Tract	120300

Owner

95 Chambers Rd is owned by an individual who bought it in January 2019.

Source: Houston County records, as of January 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 112, STEWART, TN 37175-0112
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Dec 16, 2016 · Amount on File
Deed Document Number	201924594
Deed Book / Page	101 / 635
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	May 3, 2022
Property Address	95 CHAMBERS RD, STEWART, TN 37175-5016
Document Number	000129/133
Book / Page	129 / 133
Map Reference	MB 102 PG 128
Instrument Date	Apr 29, 2022
Instrument	30429
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TITLE GROUP OF TENNESSEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, STEWART, TN 37175-0112

Mortgage

Document Number	0000030430
Date	May 3, 2022
Instrument	30430

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Jan 18, 2019
Property Address	95 CHAMBERS RD, STEWART, TN 37175-5016
Document Number	000101/635
Book / Page	101 / 635
Instrument Date	Jan 18, 2019
Instrument	24594
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CHAMBERS RD, STEWART, TN 37175-5016

Tax Assessment & Valuation

The 2025 property tax bill for 95 Chambers Rd was $860.

Source: Houston County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00	$49,700 Land $1,425 Building $48,275
2023		$49,700 Land $1,425 Building $48,275
2020			$198,800 Land $5,700 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Chambers Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Chambers Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE RIDGE WATER SYSTEM serves 4,169 people · EPA ID TN0000698
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb
Copper	1.51 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Chambers Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures