Middlesex County and Waltham City property record for 95 Central St, Waltham, MA 02453
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2.5 ba · 2,245 sqft · built 1880 |
| Lot Size | 0.102 acres (4,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,482 (Aug 2026) |
| Tax Bill | $8,518 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20168 |
| Primary APN | 20168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 3,318 sqft |
| Basement Area | 584 sqft |
| Unfinished Basement | 584 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,434 sqft (0.102 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20168 |
|---|---|
| Street Address | 95 CENTRAL ST |
| City | WALTHAM |
| State | MA |
| Zip | 02453-5421 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 1 |
| Legal Block | 21 |
| Legal Lot Number | 24 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 368800 |
95 Central St, a duplex, is owned by two individuals who bought it in August 2026.
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 CENTRAL ST, 97, WALTHAM, MA 02453-5421 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Deed Document Number | 2026100482 |
| Deed Book / Page | 85995 / 506 |
| Prior Transfer Date | Aug 6, 2026 |
| Prior Transfer Doc | 0000100482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 10, 2026 |
| Property Address | 95 CENTRAL ST, WALTHAM, MA 02453-5421 |
| Document Number | 0000100482 |
| Book / Page | 85995 / 506 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026100482 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
| Date | Aug 10, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 95 Central St was $8,518, up 2.5% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,518.00 (+2.47%) | $825,400 (-2.49%) Land $365,000 Building $460,400 | $822,859 |
| 2025 | $8,313.00 (+8.74%) | $846,500 (+6.75%) Land $332,600 Building $513,900 | |
| 2024 | $7,645.00 (+7.75%) | $793,000 (+15.35%) Land $330,600 Building $462,400 | |
| 2023 | $7,095.00 | $687,500 Land $316,800 Building $370,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Central St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 95 Central St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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