95 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 95 Central St, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 2005
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,800 (Nov 2008)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:007 L:001=00C`

Property Details

APN / Parcel Number

Primary APN	`M:007 L:001=00C`
Alternative APNs	`HALL M:007 L:001-00C` `1272`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	4 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	119,354 sqft (2.74 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1272
Street Address	95 CENTRAL ST
City	HALLOWELL
State	ME
Zip	04347-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Lot Number	1-C
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	1
Census Block	1010
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 CENTRAL ST, HALLOWELL, ME 04347-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2008 · Amount on Record
Deed Sale	Nov 24, 2008 · Amount on Record
Deed Document Number	200831116
Deed Book / Page	9915 / 165
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	95 CENTRAL ST, HALLOWELL, ME 04347-1232
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017026406
Date	Nov 3, 2017
Book Page	12767/0053
Instrument	2017026406

Lender

Name	FREEDOM MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	95 CENTRAL ST, HALLOWELL, ME 04347-1232
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020030562
Date	Nov 25, 2020
Book Page	13800/151
Instrument	2020030562

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	95 CENTRAL ST, HALLOWELL, ME 04347-1232
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021034747
Date	Dec 1, 2021
Book Page	14271/64
Instrument	2021034747

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,293.00 (-4.01%)	$277,100 (-) Land $57,900 Building $219,200
2024	$5,514.00 (+18.71%)	$277,100 (+37.52%) Land $57,900 Building $219,200
2023	$4,645.00 (+3.85%)	$201,500 (-) Land $42,100 Building $159,400	$315,020
2022	$4,473.00	$201,500 Land $42,100 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	44 (1979–2023)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures