Essex County and Montclair Township property record for 95 Central Ave, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1909 |
| Square Footage | 3,053 sqft Living Area |
| Lot Size | 32,700 sqft (0.751 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,800,000 (2023) |
| Tax Bill | $31,795.00 (2025) |
| Primary APN | 13-02401-0000-00032 |
|---|---|
| Alternative APN |
|
| Building Area | 3,053 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Frame Construction |
| Lot Area | 32,700 sqft (0.751 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130240100032 |
|---|---|
| Street Address | 95 CENTRAL AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3014 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 32700SF |
| Legal Block | 2401 |
| Legal Lot Number | 32 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MONTCLAIR |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 16400 |
Source: Essex County and Montclair Township records · APN 13-02401-0000-00032
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 CENTRAL AVE, MONTCLAIR, NJ 07042-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2019 | Deed of Trust, Mortgage · Stand Alone First Mortgage JPMORGAN CHASE BANK NA |
| Jan 06, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2023 · Amount on Record |
| Deed Sale | Jan 06, 2023 · Amount on Record |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Deed Doc Number | 20231018 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 95 CENTRAL AVE, MONTCLAIR, NJ 07042-3014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006147 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 2019006147 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 06, 2023 |
| Property Address | 95 CENTRAL AVE, MONTCLAIR, NJ 07042-3014 |
| Document Number | 0000001018 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2023001018 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 CENTRAL AVE, MONTCLAIR, NJ 07042-3014 |
| Name | Verified Name |
|---|---|
| Address | 95 CENTRAL AVE, MONTCLAIR, NJ 07042-3014 |
| Document Number | 0000001020 |
|---|---|
| Date | Jan 06, 2023 |
| Instrument | 2023001020 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 95 CENTRAL AVE, MONTCLAIR, NJ 07042-3014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000033840 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022033840 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jun 01, 2050 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $931,700 (+3.03%) Land $475,400 Building $456,300 | $931,700 (+3.03%) Land $475,400 Building $456,300 | |
| 2025 | $31,795.00 (+3.32%) | $904,300 (-) Land $475,400 Building $428,900 | $904,300 (-) Land $475,400 Building $428,900 |
| 2024 | $30,773.00 (+3.5%) | ||
| 2023 | $904,300 Land $475,400 Building $428,900 | $904,300 Land $475,400 Building $428,900 | |
| 2022 | $29,733.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 12% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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