Alexander County property record for 95 Cedar Creek Dr, Hiddenite, NC 28636
| Property Type | Single Family Home |
|---|---|
| Details | 1,050 sqft · built 1980 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $49,180 (Jan 2020) |
| Tax Bill | $1,145 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0925743 13731 |
| Primary APN | 0925743 13731 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Lot Area | 213,444 sqft (4.9 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 9344075 |
|---|---|
| Street Address | 95 CEDAR CREEK DR |
| City | HIDDENITE |
| State | NC |
| Zip | 28636-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20 |
| Legal Description | MAP 3778 SUBMAP 94 BLOCK 0945 (PIN) OFF SR 1005 G-8C 0019 |
| Legal Subdivision | SHARPES 01 SOUTH |
| Legal Block | 0945 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | SHARPES |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40500 |
Source: Alexander County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 CEDAR CREEK DR, HIDDENITE, NC 28636-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 11, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 2, 2020 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on Record |
| Deed Sale | Jan 2, 2020 · Amount on Record |
| Deed Book / Page | 622 / 2405 |
| Prior Transfer Date | Dec 30, 2019 |
| Prior Transfer Doc | 0006222405 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 95 CEDAR CREEK DR, HIDDENITE, NC 28636-6326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006880527 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 688/527 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 5, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Mar 11, 2021 |
| Property Address | 95 CEDAR CREEK DR, HIDDENITE, NC 28636-6326 |
| Document Number | 0006362325 |
| Book / Page | 636 / 2325 |
| Instrument Date | Mar 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 95 CEDAR CREEK DR, HIDDENITE, NC 28636-6326 |
| Document Number | 6362328 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 636/2328 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Jan 2, 2020 |
| Property Address | 95 CEDAR CREEK DR, HIDDENITE, NC 28636-6326 |
| Document Number | 0006222405 |
| Book / Page | 000622 / 002405 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806 |
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,145.00 (-6.83%) | $169,129 (-) Land $34,372 Building $134,757 | |
| 2025 | $1,229.00 (-13.88%) | $169,129 (-) Land $34,372 Building $134,757 | |
| 2023 | $1,427.00 | $169,129 Land $34,372 Building $134,757 | $169,129 Land $34,372 Building $134,757 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENERGY UNITED WATER CORP private · serves 21,148 people · EPA ID NC0102015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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