Rowan County property record for 95 Castle Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,536 sqft · built 1934 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,800 (Jun 2015) |
| Tax Bill | $103 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-20 00 034.00 |
| Primary APN | 123-20 00 034.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Brick |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 2670 |
|---|---|
| Street Address | 95 CASTLE DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE BLDG 1 A+- US 60 EAST LOTS 9, 10, 11, 12, 13, 14, 15, 16, 17 & 18 HAYES CITY SUB |
| Legal Subdivision | HAYES CITY SUBDIVISION |
| Legal Lot Number | 9-18 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 950400 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 CASTLE DR, MOREHEAD, KY 40351-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2015 · Amount on Record |
| Deed Sale | Jun 22, 2015 · Amount on Record |
| Deed Document Number | 392984 |
| Deed Book / Page | D256 / 298 |
| Record Updated | Jun 8, 2026 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103.00 Homeowner's exemption | $61,500 (+63.56%) Land $12,500 Building $49,000 | $61,500 (+63.56%) Land $12,500 Building $49,000 |
| 2023 | Homeowner's exemption | $37,600 Land $12,700 Building $24,900 | $37,600 Land $12,700 Building $24,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 22 (2010–2024) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Sep 2024 · Remnants Of Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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