95 Cal's Cove Rd, Franklin, NC 28734 Property Records

Macon County property record for 95 Cal's Cove Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,618 sqft · built 1963
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2024)
Tax Bill	$252 (2023)
Deeds & Mortgages	Mar 2024 Sale Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7500781677`

Property Details

APN / Parcel Number

Primary APN	`7500781677`
Alternative APNs	`0748611` `148966` `157193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,618 sqft Heated Area
1st Floor Area	1,618 sqft
Attic	Attic
Attic Area	485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	223,463 sqft (5.13 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	514 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	157193
Street Address	95 CALS COVE RD
City	FRANKLIN
State	NC
Zip	28734-5190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CALS COVE RD
Legal Subdivision	BETTY R WATSON
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4051
Census Tract	970600

Owner

95 Cal's Cove Rd is owned by an individual who bought it in March 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5913 BOGGS FORD RD, PORT ORANGE, FL 32127-5881
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer
Feb 19, 2021	Warranty Deed, Transfer · Seller Carry-Back VINCENT BRUCE WATSON ETUX
May 5, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	20241615
Deed Book / Page	43 / 1644
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	00W39/1894
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 26, 2024
Property Address	95 CALS COVE RD, FRANKLIN, NC 28734-5190
Document Number	00A43/1644
Book / Page	A-43 / 1644
Map Reference	CARD 5073
Instrument Date	Mar 22, 2024
Instrument	2024001615
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 CAPITAL DR, HILTON HEAD, SC 29926-2340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5913 BOGGS FORD RD, PORT ORANGE, FL 32127-5881

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 19, 2021
Property Address	95 CALS COVE RD, FRANKLIN, NC 28734-5190
Document Number	00Q40/1395
Book / Page	Q-40 / 1395
Map Reference	CARD 5073
Instrument Date	Feb 17, 2021
Instrument	2021001541
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8625 W C 476, 8625, BUSHNELL, FL 33513-7791

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	50 CAPITAL DR, HILTON HEAD, SC 29926-2340

Mortgage

Document Number	2021001542
Date	Feb 19, 2021
Instrument	2021001542

Lender

Name	VINCENT BRUCE WATSON ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	May 5, 2020
Property Address	95 CALS COVE RD, FRANKLIN, NC 28734-5190
Document Number	00W39/1894
Book / Page	W-39 / 1894
Instrument Date	Apr 29, 2020
Instrument	2020002839
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8625 W C 476, BUSHNELL, FL 33513-7791

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,420 (-) Land $123,920 Building $3,500	$127,420 (-) Land $123,920 Building $3,500
2025		$127,420 Land $123,920 Building $3,500	$127,420 Land $123,920 Building $3,500
2023	$252.00	$74,450 Land $72,000 Building $2,450	$74,450 Land $72,000 Building $2,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Cal's Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Cal's Cove Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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