Calloway County property record for 95 Brittany Ln, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,713 sqft · built 1997 |
| Lot Size | 0.667 acres (29,055 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $215,000 (Dec 2020) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Dec 2010 Line of Credit Feb 2013 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-J-0001-B |
| Primary APN | 043-J-0001-B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,055 sqft (0.667 acres) |
| Garage Area | 1,059 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 83949 |
|---|---|
| Street Address | 95 BRITTANY LN |
| City | MURRAY |
| State | KY |
| Zip | 42071-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43J-1B,11 95 BRITTANY LANE |
| Legal Subdivision | Q7 |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 10602 |
Source: Calloway County records, as of February 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 28, 2010 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Feb 19, 2013 | Deed of Trust, Mortgage · Reverse Mortgage URBAN FINANCIAL GROUP INC |
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Deed Document Number | 2020645976 |
| Deed Book / Page | 1289 / 630 |
| Last Transfer Date | Feb 11, 2026 |
| Transfer Doc | 001531/720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000860/622 |
|---|---|
| Date | Dec 28, 2010 |
| Book Page | 0860/622 |
| Instrument | 542838 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000956/722 |
|---|---|
| Date | Feb 19, 2013 |
| Book Page | 0956/722 |
| Instrument | 559336 |
| Name | URBAN FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74137 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 923 Months |
| Due | Jan 20, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Feb 13, 2026 |
| Property Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Document Number | 001531/720 |
| Book / Page | 1531 / 720 |
| Map Reference | MB 13 PG 42 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 724466 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Name | Verified Name |
|---|---|
| Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Dec 18, 2020 |
| Property Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Document Number | 001289/630 |
| Book / Page | 1289 / 630 |
| Map Reference | MB 13 PG 42 SL 1147 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 645976 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | HOME TEAM TITLE, HOME TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 BRITTANY LN, MURRAY, KY 42071-7100 |
| Investor | Possibly a Property Investor |
| Document Number | 0000645977 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 645977 |
| Name | CRESCENT MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,493.00 (-3.18%) Homeowner's exemption | $215,000 (-) | $215,000 (-) |
| 2023 | $1,542.00 Homeowner's exemption | $215,000 | $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH 641 WATER DISTRICT serves 1,160 people · EPA ID KY0180185 |
|---|---|
| Water Source | Purchased groundwater from MURRAY WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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