Berrien County property record for 95 Beaver St, Ray City, GA 31645
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (Apr 2024) |
| Tax Bill | $1,935 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077B 297 000 |
| Primary APN | 077B 297 000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| 1st Floor Area | 1,248 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 117 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 360 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Porch | Open Porch |
| Porch Area | 163 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8016 |
|---|---|
| Old Parcel Number | 077B 297 000 |
| Street Address | 95 BEAVER ST |
| City | RAY CITY |
| State | GA |
| Zip | 31645-8411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | .30 ACRES LL452 LD10 |
| Legal Subdivision | BEAVER RUN |
| Jurisdiction | BERRIEN GA |
| Township / Civil Division | RAY CITY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970600 |
Source: Berrien County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Warranty Deed, Transfer |
| Jul 24, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage USAA FEDERAL SAVINGS BANK |
| Jul 19, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on Record |
| Deed Sale | Apr 3, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 000657 |
| Deed Book / Page | 1107 / 125 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN GA |
| Recording Date | Apr 3, 2024 |
| Property Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
| Document Number | 001107/125 |
| Book / Page | 1107 / 125 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 000657 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN GA |
| Property Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
| Document Number | 0000000944/0000000313 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 0000000944/0000000313 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN GA |
| Recording Date | Jul 19, 2019 |
| Property Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
| Document Number | 000944/310 |
| Book / Page | 944 / 310 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019-000440 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BEAVER ST, RAY CITY, GA 31645-8411 |
Source: Berrien County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Berrien County |
| Municipality | Ray City |
| Unified School District | Berrien County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,935.00 (+57.7%) | $54,545 (+59.71%) Land $3,600 Building $50,945 | $136,362 (+59.71%) Land $9,000 Building $127,362 |
| 2023 | $1,227.00 (+1.83%) | $34,152 (-) Land $3,600 Building $30,552 | $85,381 (-) Land $9,000 Building $76,381 |
| 2022 | $1,205.00 | $34,152 Land $3,600 Building $30,552 | $85,381 Land $9,000 Building $76,381 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY CITY serves 1,345 people · EPA ID GA0190003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Community Networks Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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