Chilton County property record for 95 Bay St, Clanton, AL 35045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,695 sqft · built 1987 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Dec 2023) |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1702041000002007 |
| Primary APN | 1702041000002007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,695 sqft Adjusted Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 71,874 sqft (1.65 acres) |
| Lot Dimensions | 261 ft deep x 279 ft wide |
| Garage Type | Mixed |
| Garage Area | 324 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 435 sqft |
| Deck Area | Deck Area |
| Cabin | Cabin |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 29549 |
|---|---|
| Street Address | 95 BAY ST |
| City | CLANTON |
| State | AL |
| Zip | 35045-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4 T21 R14 PT OF E1/2 OF NE1/4 DESC ASBEG 657.8 EAST & 969.09 NORTH OF SW COR OF SAID E1/2 THW.240.04 N.105.37 N.210.33 SE.244.28 S.279.6 TO POB |
| Legal Range | 14 |
| Legal Township | 21 |
| Legal Section | 04 |
| Jurisdiction | CHILTON AL |
| Township / Civil Division | CLANTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 60101 |
Source: Chilton County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 BAY ST, CLANTON, AL 35045-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Dec 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Aug 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Prior Sale | Aug 5, 2022 · Amount on Record |
| Deed Document Number | 2023257101 |
| Deed Book / Page | 2023 / 257101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 95 BAY ST, CLANTON, AL 35045-3019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | R2023/257102 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | R2023/257102 |
| Instrument | 257102 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 95 BAY ST, CLANTON, AL 35045-3019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | R2023/257102 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | R2023/257102 |
| Instrument | 257102 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 2655 CAMINO DEL RIO N STE 100, SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHILTON AL |
| Recording Date | Aug 5, 2022 |
| Property Address | 95 BAY ST, CLANTON, AL 35045-3019 |
| Document Number | R2022/247668 |
| Book / Page | R2022 / 247668 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 247668 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 BAY ST, CLANTON, AL 35045-3019 |
| Document Number | 0000247669 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 247669 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHILTON AL |
| Property Address | 95 BAY ST, CLANTON, AL 35045-3019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | R2020/233649 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | R2020/233649 |
| Instrument | 233649 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Chilton County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chilton County |
| Municipality | Clanton City |
| Unified School District | Chilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 (+4.23%) | $41,700 (-1.84%) Land $6,760 Building $34,940 | $208,500 (-1.84%) Land $33,800 Building $174,700 |
| 2024 | $898.00 (+3.46%) | $42,480 (+3.41%) Land $6,140 Building $36,340 | |
| 2023 | $868.00 (+99.08%) | $41,080 (+249.91%) Land $6,140 Building $34,940 | $212,400 (+80.92%) Land $30,700 Building $181,700 |
| 2022 | $436.00 | $11,740 Land $1,790 Building $9,950 | $117,400 Land $17,900 Building $99,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLANTON, THE WW & SB OF THE serves 13,500 people · EPA ID AL0000213 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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