95 Bates Rd, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 95 Bates Rd, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,600 sqft · built 1968
Lot Size7.6 acres (331,056 sqft)
OwnerIndividual Name on Record
Last Sale$153,700 (Sep 2020)
Tax Bill$4,541 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN535089 250.-1-23

Property Details

APN / Parcel Number

Primary APN535089 250.-1-23
Alternative APNs
  • 508925000000010230000000
  • 965J100555

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,600 sqft Living Area
1st Floor Area1,300 sqft
Basement Area1,300 sqft
Finished Basement1,300 sqft
Unfinished Basement1,300 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area331,056 sqft (7.6 acres)
PorchPatio
Porch Area260 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number965J100555
Street Address95 BATES RD
CityCAMBRIDGE
StateNY
Zip12816-4916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRES 782/65
Legal Block1
Legal Lot Number23.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group2
Census Block2000
Census Tract92000

Owner

Source: Washington County and White Creek Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address95 BATES RD, CAMBRIDGE, NY 12816-4916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Deed Document Number20204289
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON NY
Recording DateSep 11, 2020
Property Address95 BATES RD, CAMBRIDGE, NY 12816-4916
Document Number0000004289
Instrument DateSep 3, 2020
Instrument4289
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyRAVIN TITLE AND CLOSINGS, RAVIN TITLE & CLOSINGS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$615.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 E MAIN ST CAMBRIDGE NY 128161206, CAMBRIDGE, NY 12816-1206

Mortgage

Document Number4290
DateSep 11, 2020
Instrument4290
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2050

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,541.00 (+4.34%)
2025$4,352.00$165,000 (-) Land $37,600 Building $127,400$198,795 (+18.07%) Land $45,301 Building $153,494
2023$165,000 Land $37,600 Building $127,400$168,367 Land $38,367 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1993–2011)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

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