95 Aspen Rd, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 95 Aspen Rd, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,500 (Jun 1998)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-23-0247-50`

Property Details

APN / Parcel Number

Primary APN	`R-23-0247-50`
Alternative APNs	`SKIN P:089-2 L:000093` `P:089=2 L:000093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,504 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R-23-0247-50
Street Address	95 ASPEN RD
City	WAKEFIELD
State	RI
Zip	02879-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	93
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	3
Census Block	3025
Census Tract	51302

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 ASPEN RD, WAKEFIELD, RI 02879-6127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE
Jan 5, 2024	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1998 · Amount on Record
Deed Sale	Jun 5, 1998 · Amount on Record
Deed Book / Page	714 / 246
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	95 ASPEN RD, SOUTH KINGSTOWN, RI 02879-6127
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001872-378
Date	Jan 5, 2024
Book Page	1872/378
Instrument	31609

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	949 Months
Due	Feb 1, 2103

Interest

Rate Type	Adjustable Rate
Rate	8.08%
Index	1-Year CMT

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	95 ASPEN RD, SOUTH KINGSTOWN, RI 02879-6127
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001872-395
Date	Jan 5, 2024
Book Page	1872/395
Instrument	31610

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	949 Months
Due	Feb 1, 2103

Interest

Rate Type	Adjustable Rate
Rate	8.08%
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	95 ASPEN RD, SOUTH KINGSTOWN, RI 02879-6127
Document Number	1705-429
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ERDONI RD SOUTH KINGSTOWN RI 02879, SOUTH KINGSTOWN, RI 02879

Mortgage

Document Number	1705-429
Date	May 21, 2019
Book Page	001705/000429
Instrument	21

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 (+3.67%)	$585,200 (+28.14%) Land $294,500 Building $290,700	$708,238
2023	$5,047.00 (+0.92%)	$456,700 (-) Land $226,400 Building $230,300
2022	$5,001.00	$456,700 Land $226,400 Building $230,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 170 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	170 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	2 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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