95 Ardella Dr, Covington, GA 30016 Property Records

Newton County property record for 95 Ardella Dr, Covington, GA 30016 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,734 sqft · built 2005
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$282,750 (Jul 2021)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0002A-00000-009-000`

Property Details

APN / Parcel Number

Primary APN	`0002A-00000-009-000`
Alternative APNs	`0002A 009` `474`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,734 sqft Heated Area
1st Floor Area	1,081 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	941 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	474
Street Address	95 ARDELLA DR
City	COVINGTON
State	GA
Zip	30016-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 THE DOWNS AT BUTLER
Legal Subdivision	THE DOWNS AT BUTLER BRIDGE
Legal Lot Number	9
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2000
Census Tract	100905

Owner

Source: Newton County records · APN 0002A-00000-009-000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 ARDELLA DR, COVINGTON, GA 30016-9059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL
Jan 24, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	20214013
Deed Book / Page	4234 / 586
Prior Transfer Date	Aug 01, 2015
Prior Transfer Doc	0033540009
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 22, 2021
Property Address	95 ARDELLA DR, COVINGTON, GA 30016-9059
Document Number	0042340586
Book / Page	4234 / 586
Instrument Date	Jul 22, 2021
Instrument	2021-004013
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ARDELLA DR, COVINGTON, GA 30016-9059

Mortgage

Document Number	0042340000000587
Date	Jul 23, 2021
Book Page	0000004234/0000000587
Instrument	014061

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 ARDELLA DR, COVINGTON, GA 30016-9059
Document Number	0037980271
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 ARDELLA DR COVINGTON GA 300169059, COVINGTON, GA 30016-9059

Mortgage

Document Number	0037980271
Date	Jan 31, 2019
Book Page	003798/000271
Instrument	1232

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 (+4.49%)	$132,840 (+13.81%) Land $17,600 Building $115,240	$332,100 (+13.81%) Land $44,000 Building $288,100
2023		$116,720 Land $9,400 Building $107,320	$291,800 Land $23,500 Building $268,300
2022	$3,230.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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