Cecil County property record for 95 Appleton Rd, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,518 sqft Total Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Garage | Detached, 624 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,529.00 (2025) |
| Primary APN | 03-014614 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,518 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 32,670 sqft (0.75 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Patio Area | 100 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 014614 |
|---|---|
| Street Address | 95 APPLETON RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-5003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .75 ACRE 95 APPLETON ROAD N/E OF ELKTON |
| Legal Subdivision | NORTH EAST OF ELKTON |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 3, ELKTON |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 30503 |
Source: Cecil County records · APN 03-014614
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 APPLETON RD, ELKTON, MD 21921-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 31, 2022 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 |
| Deed Sale | Mar 31, 2022 |
| Prior Sale | Dec 23, 2013 · Amount on Record |
| Deed Book / Page | 5136 / 337 |
| Prior Transfer Date | Feb 09, 2022 |
| Prior Transfer Doc | 0051360337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 30, 2026 |
| Property Address | 95 APPLETON RD, ELKTON, MD 21921-5003 |
| Document Number | 5778000057 |
| Book / Page | 5778 / 57 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 95 APPLETON RD, ELKTON, MD 21921-5003 |
| Document Number | 5778000057, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 5778/57 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Mar 31, 2022 |
| Property Address | 95 APPLETON RD, ELKTON, MD 21921-5003 |
| Document Number | 0051360337 |
| Book / Page | 5136 / 337 |
| Instrument Date | Feb 09, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 95 APPLETON RD, ELKTON, MD 21921-5003 |
| Document Number | 0005136341 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 5136/341 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,967 (+6.8%) | $256,300 (-) Land $76,300 Building $180,000 | |
| 2025 | $2,529.00 (+51.98%) | $225,633 (+8.15%) | $256,300 (+21.87%) Land $76,300 Building $180,000 |
| 2023 | $1,664.00 | $208,633 | $210,300 Land $76,300 Building $134,000 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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