Albemarle County property record for 95 Apple Ln, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,717 sqft · built 1989 |
| Lot Size | 1.03 acres (45,128 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,418 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 073A0-04-00-01200 |
| Primary APN | 073A0-04-00-01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Finished Area |
| Basement Area | 945 sqft |
| Finished Basement | 420 sqft |
| Unfinished Basement | 525 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 45,128 sqft (1.03 acres) |
| Porch | Slab |
| Porch Area | 248 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 95 APPLE LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | PEACOCK HILL 5 12, PH A |
| Legal Subdivision | PEACOCK HILL |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 11000 |
95 Apple Ln is owned and occupied by an individual who acquired it in December 2024.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 APPLE LN, CHARLOTTESVILLE, VA 22903-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2024 |
| Transfer Doc | 0000010412 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 95 Apple Ln was $5,418, up 20.7% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,418.00 (+20.75%) | $606,000 Land $152,000 Building $454,000 | $606,000 Land $152,000 Building $454,000 |
| 2025 | $4,487.00 | ||
| 2023 | $4,182.00 | $489,800 Land $142,100 Building $347,700 | $489,800 Land $142,100 Building $347,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Apple Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Apple Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEACOCK HILL SUBDIVISION private · serves 475 people · EPA ID VA2003650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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