Barnstable County and Barnstable Town City property record for 95 Anchor Ln, Cotuit, MA 02635 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,060 sqft · built 1979 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jul 2025) |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:024 L:123 |
| Primary APN | COTU M:024 L:123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 2,709 sqft Gross Area |
| Stories | 1 Story |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 13309 |
|---|---|
| Street Address | 95 ANCHOR LN |
| City | COTUIT |
| State | MA |
| Zip | 02635-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 123 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records · APN COTU M:024 L:123
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 ANCHOR LN, COTUIT, MA 02635-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 29, 2025 | Fiduciary Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Deed Book / Page | 37101 / 190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | COTUIT MA |
| Recording Date | Jul 29, 2025 |
| Property Address | 95 ANCHOR LN, COTUIT, MA 02635-2635 |
| Document Number | 037101-190 |
| Book / Page | 37101 / 190 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 30102 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 95 ANCHOR LN, COTUIT, MA 02635-2635 |
| Document Number | 0000030103 |
|---|---|
| Date | Jul 29, 2025 |
| Instrument | 30103 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 95 ANCHOR LN, COTUIT, MA 02635-2635 |
| Document Number | 31108-207 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31108-207 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 031108/000207 |
| Instrument | 9412 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,145.00 (+6.53%) | $496,400 (+0.53%) Land $156,200 Building $340,200 | $479,465 |
| 2024 | $3,891.00 (+5.91%) | $493,800 (+12.51%) Land $156,200 Building $337,600 | |
| 2023 | $3,674.00 | $438,900 Land $142,000 Building $296,900 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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