Franklin County and Malone Town property record for 95 Academy St, Malone, NY 12953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,805 sqft · built 1890 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,714 (2026) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| APN | 2.-003-01 |
| Primary APN | 2.-003-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,805 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 616 sqft |
| Upper Floors Area | 165 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 170 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 385 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Canopy | 56 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2.-003-01 |
|---|---|
| Street Address | 95 ACADEMY ST |
| City | MALONE |
| State | NY |
| Zip | 12953-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | SECD BLOCK405 LOT34 |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | MALONE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 950501 |
95 Academy St is owned and occupied by two individuals who acquired it in October 2009.
Source: Franklin County and Malone Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 ACADEMY ST, MALONE, NY 12953-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2009 |
| Transfer Doc | 0020090000003850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 95 ACADEMY ST, MALONE, NY 12953-2236 |
| Document Number | 0000004722 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | ETNA ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 95 ACADEMY ST MALONE NY 129532236, MALONE, NY 12953-2236 |
| Document Number | 0000004722 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 4722 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | MALONE, NY 12953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 95 Academy St was $2,714 with a veteran's exemption, down 1% from the year before.
Source: Franklin County and Malone Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Malone Town |
| Municipality | Malone Village |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,714.00 (-1.02%) Veteran's exemption | ||
| 2025 | $2,742.00 | $51,000 Land $7,400 Building $43,600 | $94,444 Land $13,704 Building $80,740 |
| 2023 | $51,000 Land $7,400 Building $43,600 | $85,000 Land $12,333 Building $72,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 95 Academy St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Academy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALONE V serves 13,232 people · EPA ID NY1600008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Westelcom Networks.
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