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95 5th St, Oswego, IL 60543 Property Records

Kendall County property record for 95 5th St, Oswego, IL 60543

Property Summary

Property TypeCommercial
Details44,720 sqft · built 1998
Lot Size6.16 acres (268,653 sqft)
OwnerCompany Name on File
Last Sale$3,500,000 (Jul 2020)
Tax Bill$103,793 (2024)
Deeds & MortgagesJul 2020 Sale
Sep 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-03-151-018

Property Details

APN / Parcel Number

Primary APN03-03-151-018

Interior

Stories1 Story
Building Area44,720 sqft Gross Area
1st Floor Area44,720 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area268,653 sqft

Location & Zoning

Street Address95 5TH ST
CityOSWEGO
StateIL
Zip60543-8304
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLT 1 KENDALL POINT BUSINESS CENTER UNIT 5 COM (EXC COM NE COT LT 1 W 231.44 S 180 E 231.44 N 180 TO POB) VILLAGE OF OSWEGO
Legal SubdivisionKENDALL POINT BUSINESS CENTER
Legal Lot Number1
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1017
Census Tract890103

Owner

95 5th St, a commercial property, is owned by a company that bought it in July 2020.

Source: Kendall County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address603 ROGERS ST, DOWNERS GROVE, IL 60515-3773
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Warranty Deed, Transfer
NOT AVAILABLE
Sep 27, 2018Loan Modification, Mortgage
Apr 28, 2017Loan Modification, Mortgage · Line of Credit
PRIVATEBANK & TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2020 · Amount on File
Deed SaleJul 13, 2020 · Amount on File
Prior SaleDec 11, 1996 · Amount on File
Deed Document Number202012544
Prior Transfer DateNov 20, 1996
Prior Transfer Doc0000012516
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJul 13, 2020
Property Address95 5TH ST, OSWEGO, IL 60543-8304
Document Number0000012544
Instrument DateJul 9, 2020
Instrument12544
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$3,500.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address603 ROGERS ST DOWNERS GROVE IL 605153773, DOWNERS GROVE, IL 60515-3773

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENDALL IL
Property Address95 5TH ST, OSWEGO, IL 60543-8304
Document Number0000014330
Instrument DateSep 27, 2018
Transaction TypeMortgage
Record UpdatedFeb 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 BROADMOOR AVE SE KENTWOOD MI 495125367, KENTWOOD, MI 49512-5367

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENDALL IL
Property Address95 5TH ST, OSWEGO, IL 60543-8304
Document Number0000008218
Instrument DateApr 28, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 BROADMOOR AVE SE GRAND RAPIDS MI 495125367, GRAND RAPIDS, MI 49512-5367

Mortgage

Document Number0000008218
DateJun 2, 2017
Instrument8218
Lender
NamePRIVATEBANK & TR
TypeFunding / Finance Company
AddressCHICAGO, IL 60603
Agreement
TypeLine of Credit
Term60 Months
DueJun 1, 2022
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,289,800 Land $435,400 Building $854,400$3,869,400 Land $1,306,200 Building $2,563,200
2024$103,793.00
2022$1,378,082 Land $491,430 Building $886,652$4,134,246 Land $1,474,290 Building $2,659,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL		100 / 20

May also be available: Verizon.

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