95 3rd St, Albany, NY 12210 Property Records

Albany County and Albany City property record for 95 3rd St, Albany, NY 12210

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,584 sqft · built 1862
Lot Size	0.066 acres (2,860 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2026)
Tax Bill	$2,402 (2026)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 65.74-2-4`

Property Details

APN / Parcel Number

Primary APN	`010100 65.74-2-4`
Alternative APNs	`010006507400020040000000` `06507400020040000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,584 sqft Total Area
1st Floor Area	792 sqft
2nd Floor Area	792 sqft

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1862
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,860 sqft (0.066 acres)
Lot Dimensions	130 ft deep x 22.6 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06507400020040000000
Street Address	95 3RD ST
City	ALBANY
State	NY
Zip	12210-2526
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	2 WOOD 0804304
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1003
Census Tract	201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clinton Avenue Historic District listed 1988 · 555 contributing resources · NRIS 88001445

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11133 209TH PL, QUEENS VILLAGE, NY 11429-1752
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	20265490
Prior Transfer Date	Mar 12, 2026
Prior Transfer Doc	0000005489
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	95 3RD ST, ALBANY, NY 12210-2526
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019327
Date	Aug 15, 2017
Instrument	R2017-19327

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,402.00 (+0.92%)
2025	$2,380.00 (+20.14%)	$80,000 (+128.57%) Land $16,000 Building $64,000	$83,333 (+68.64%) Land $16,667 Building $66,666
2023		$35,000 (-) Land $7,400 Building $27,600	$49,414 (+12.55%) Land $10,448 Building $38,966
2022		$35,000 Land $7,400 Building $27,600	$43,904 Land $9,283 Building $34,621
2021	$1,981.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks, Verizon.

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