95 16th St, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 95 16th St, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Jan 2017)
Tax Bill	$9,312 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 34.-1-45.5`

Property Details

APN / Parcel Number

Primary APN	`473000 34.-1-45.5`
Alternative APNs	`0600-034.00-01.00-045.005` `300003400000010450050000` `4730002884` `30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,144 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30
Street Address	95 16TH ST
City	WADING RIVER
State	NY
Zip	11792-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB80
Legal Description	N X 16TH ST E X HANSON SXMAKELY W X URBANIK
Legal Block	1
Legal Lot Number	45
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	3
Census Block	3028
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 16TH ST, WADING RIVER, NY 11792-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit TEACHERS FCU
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Apr 3, 2017	Deed of Trust, Mortgage · Conventional with PMI MONEY SOURCE
Jan 30, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	Dec 12, 2008 · Amount on Record
Deed Book / Page	12898 / 605
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	95 16TH ST, WADING RIVER, NY 11792-1925
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234060541
Date	Apr 18, 2022
Book Page	23406/541
Instrument	DN003617

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	95 16TH ST, WADING RIVER, NY 11792-1925
Document Number	0230970305
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 16TH ST WADING RIVER NY 117921925, WADING RIVER, NY 11792-1925

Mortgage

Document Number	0230970305
Date	Jan 14, 2020
Book Page	023097/000305

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	95 16TH ST, WADING RIVER, NY 11792-1925
Document Number	0228150281
Book / Page	022815 / 000281
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ICON ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 16TH ST WADING RIVER NY 117921925, WADING RIVER, NY 11792-1925

Mortgage

Document Number	0228150281
Date	May 5, 2017
Book Page	022815/000281

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 30, 2017
Property Address	95 16TH ST, WADING RIVER, NY 11792-1925
Document Number	0128980605
Book / Page	012898 / 000605
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount Recorded
Tax	$1,248.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 BLUEBERRY CMNS RIVERHEAD NY 119012642, RIVERHEAD, NY 11901-2642

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,117 (-5.36%) Land $8,000 Building $34,117	$516,140 (+7.75%) Land $98,039 Building $418,100
2024	$9,312.00
2023		$44,500 Land $8,000 Building $36,500	$479,010 Land $86,114 Building $392,896

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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