95 12th Ave S, Naples, FL 34102 Property Records

Collier County property record for 95 12th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,497 sqft · built 1910
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Feb 2018)
Tax Bill	$35,564 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`094900 8 225A09`

Property Details

APN / Parcel Number

Primary APN	`094900 8 225A09`
Alternative APN	`14001240004`

Interior

Stories	2 Stories
Building Area	2,497 sqft Living Area
1st Floor Area	2,057 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	11,761 sqft (0.27 acres)
Pool Area	360 sqft
Deck Area	98 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	95 12TH AVE S
City	NAPLES
State	FL
Zip	34102-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 1 BLK 8 LOTS 23 + 24 + E 18.66FT OF LOT 22
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	NAPLES PLAN OF TIER 1
Legal Tract	094900
Legal Block	8
Legal Lot Number	22
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2003
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Naples Historic District listed 1987 · 94 contributing resources · NRIS 87002179

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 12TH AVE S, NAPLES, FL 34102-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Prior Sale	Oct 14, 1998 · Amount on File
Deed Document Number	20185515028
Deed Book / Page	5480 / 1368
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0047433306
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	95 12TH AVE S, NAPLES, FL 34102-7001
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 12TH AVE S, NAPLES, FL 34102-7001

Mortgage

Document Number	0059231074
Date	Apr 7, 2021
Book Page	5923/1074
Instrument	6033637

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	95 12TH AVE S, NAPLES, FL 34102-7001
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 12TH AVE S, NAPLES, FL 34102-7001

Mortgage

Document Number	0059231061
Date	Apr 7, 2021
Book Page	5923/1061
Instrument	6033636

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 23, 2018
Property Address	95 12TH AVE S, NAPLES, FL 34102-7001
Document Number	0054801368
Book / Page	5480 / 1368
Map Reference	MB1 PG8
Instrument Date	Feb 21, 2018
Instrument	5515028
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2425 TAMIAMI TRL N # N211, 2425, NAPLES, FL 34103-4469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 S ADAMS ST, HINSDALE, IL 60521-3132

Mortgage

Document Number	0005515030
Date	Feb 23, 2018
Instrument	5515030

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,890,528 (-1.95%) Land $3,398,554 Building $491,974	$3,890,528 (-10.08%) Land $3,398,554 Building $491,974
2025	$35,564.00 (+2.19%) Homeowner's exemption	$3,967,862 (+17.02%)	$4,326,509 (-28.59%) Land $4,063,488 Building $263,021
2024	$34,802.00 (+12.18%)
2023	$31,022.00 (-13.59%) Homeowner's exemption	$3,390,845 (-8.35%)	$6,058,508 (+13.26%) Land $5,933,616 Building $124,892
2022	$35,901.00 Homeowner's exemption	$3,699,659	$5,349,386 Land $4,848,480 Building $500,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 299 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	265 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Oct 2022 · 94 claims Hurricane Ian, Sep 2022 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

Nearby Properties on 12th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures