9499 Spring Hill Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 9499 Spring Hill Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1980
Lot Size	0.409 acres (17,802 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Sep 2012)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0410-0190`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0410-0190`
Alternative APNs	`00412930` `412930`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	1,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,802 sqft (0.409 acres)
Lot Dimensions	189 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	52 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00412930
Street Address	9499 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34608-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 410 LOT 19
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	410
Legal Lot Number	19
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3009
Census Tract	41105

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9499 SPRING HILL DR, SPRING HILL, FL 34608-6470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC
Aug 29, 2017	Loan Modification, Mortgage · Conventional Mortgage PALAZZOLO S & C TR (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2012 · Amount on Record
Deed Sale	Sep 7, 2012 · Amount on Record
Prior Sale	May 17, 2012 · Amount on Record
Deed Document Number	201250833
Deed Book / Page	2935 / 692
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	0023861921
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9499 SPRING HILL DR, SPRING HILL, FL 34608-6470
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9499 SPRING HILL DR, SPRING HILL, FL 34608-6470

Mortgage

Document Number	0043290689
Date	Aug 8, 2023
Book Page	4329/689
Instrument	2023049480

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9499 SPRING HILL DR, SPRING HILL, FL 34608-6470
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9499 SPRING HILL DR, SPRING HILL, FL 34608-6470

Mortgage

Document Number	0040720546
Date	Oct 19, 2021
Book Page	4072/546
Instrument	2021078585

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	9499 SPRING HILL DR, SPRING HILL, FL 34608-6470
Document Number	0035021836
Book / Page	003502 / 001836
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9499 SPRING HILL DR SPRING HILL FL 346086470, SPRING HILL, FL 34608-6470

Mortgage

Document Number	0035021836
Date	Aug 30, 2017
Book Page	003502/001836
Instrument	49986

Lender

Name	PALAZZOLO S & C TR (PT)
Address	2830 WESCOTT DR, PALM HARBOR, FL 34684

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 29, 2024

Interest

Rate	6%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00 (+150.54%) Homeowner's exemption	$66,273 (+5.99%)	$190,875 (-4.1%) Land $48,599 Building $142,276
2023		$62,529 (+3%) Land $62,529
2022	$459.00 Homeowner's exemption	$60,708	$199,039 Land $47,175 Building $151,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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