St. Clair County property record for 9499 Phelps Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 2004 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,569 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-053-0003-000 |
| Primary APN | 74-14-053-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 1,872 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 89,298 sqft (2.05 acres) |
| Lot Width | 98 ft Width |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 9499 PHELPS RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COM AT NW COR PC 301, TH S 14D 02M 38S W 5755.31' TO BEG, TH S 14D 03M 12S W 652.35', TH S 44D 43M E 34.74', TH S 14D W 100', |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 646000 |
9499 Phelps Rd is owner-occupied and held in a trust since February 2001.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 9499 PHELPS RD, CLAY, MI 48001-4350 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2001 |
| Transfer Doc | 0036810612 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9499 Phelps Rd was $3,569 with a homeowner's exemption, up 3.2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,900 (+3.38%) | $287,800 | |
| 2025 | $3,569.00 (+3.15%) Homeowner's exemption | $139,200 | |
| 2024 | $3,460.00 | $278,400 | |
| 2023 | $118,500 | ||
| 2022 | $3,184.00 | $237,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9499 Phelps Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9499 Phelps Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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