Oakland County property record for 9499 Echo St, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 948 sqft · built 1972 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Sep 2018) |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-26-410-032 |
| Primary APN | Y-12-26-410-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 948 sqft |
| Basement Area | 948 sqft |
| Unfinished Basement | 948 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 102 ft deep x 150 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | 341 sqft |
| Patio Area | 341 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9499 ECHO ST |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 26 CEDAR CREST SUB NO 4 LOTS 263, 264, & 265 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 26 |
| Legal Subdivision | CEDAR CREST SUB |
| Legal Lot Number | 263-265 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 130600 |
9499 Echo St is owned and occupied by an individual who acquired it in May 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Intrafamily Transfer, Transfer |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jan 29, 2018 | Warranty Deed, Transfer TITLE EXPRESS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Prior Sale | Jan 29, 2018 · Amount on File |
| Deed Document Number | 2018155600 |
| Deed Book / Page | 52203 / 390 |
| Last Transfer Date | May 27, 2021 |
| Transfer Doc | 0000142836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 4, 2021 |
| Property Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
| Document Number | 0000142836 |
| Book / Page | 56330 / 826 |
| Map Reference | LB 35 PG 38 |
| Instrument Date | May 27, 2021 |
| Instrument | 142836 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000056827 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 53991/744 |
| Instrument | 56827 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 21, 2018 |
| Property Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
| Document Number | 0000155600 |
| Book / Page | 52203 / 00390 |
| Map Reference | LB 35 PG 38 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 155600 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9499 ECHO ST, 9499, WHITE LAKE, MI 48386-3113 |
| Name | Verified Name |
|---|---|
| Address | 900 ADELAIDE DR, WOLVERINE LAKE, MI 48390-2305 |
| Document Number | 0000155601 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 155601 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 29, 2018 |
| Property Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
| Document Number | 0000014672 |
| Book / Page | 51512 / 00755 |
| Map Reference | LB 35 PG 38&38A-38C |
| Instrument Date | Jan 11, 2018 |
| Instrument | 014672 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TITLE EXPRESS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,238.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9499 ECHO ST, 9499, WHITE LAKE, MI 48386-3113 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9499 ECHO ST, WHITE LAKE, MI 48386-3113 |
The 2025 property tax bill for 9499 Echo St was $1,833 with a homeowner's exemption, down 40.7% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,833.00 (-40.72%) Homeowner's exemption | $118,190 | $236,380 |
| 2024 | $3,092.00 | ||
| 2023 | $106,630 | $213,260 | |
| 2021 | $2,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9499 Echo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9499 Echo St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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