9499 E 109th Ave, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 9499 E 109th Ave, Commerce City, CO 80640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 2007
Lot Size	0.139 acres (6,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Sep 2019)
Tax Bill	$6,017 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1721-10-1-04-024`

Property Details

APN / Parcel Number

Primary APN	`1721-10-1-04-024`
Alternative APNs	`0172110104024` `R0138955`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	3,305 sqft
1st Floor Area	1,068 sqft
2nd Floor Area	988 sqft
Basement Area	612 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,072 sqft (0.139 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0138955
Street Address	9499 E 109TH AVE
City	COMMERCE CITY
State	CO
Zip	80640-7551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:BELLE CREEK FILING NO 2 BLK:9 LOT:22
Legal Range	67W
Legal Township	02S
Legal Section	10
Legal Quarter	1
Legal Subdivision	BELLE CREEK
Legal Block	9
Legal Lot Number	22
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1015
Census Tract	8535

Owner

Source: Adams County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9499 E 109TH AVE, COMMERCE CITY, CO 80640-7551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 26, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	201979922
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	Jul 17, 2026
Property Address	9499 E 109TH AVE, COMMERCE CITY, CO 80640-7551
Document Number	0000041988
Instrument Date	Jul 2, 2026
Instrument	202641988
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	9499 E 109TH AVE, COMMERCE CITY, CO 80640-7551

Mortgage

Document Number	0000041988,
Date	Jul 17, 2026
Instrument	202641988

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	9499 E 109TH AVE, COMMERCE CITY, CO 80640-7551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008559
Date	Jan 26, 2021
Instrument	2021000008559

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 23, 2019
Property Address	9499 E 109TH AVE, COMMERCE CITY, CO 80640-7551
Document Number	0000079922
Instrument Date	Sep 6, 2019
Instrument	2019000079922
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9499 E 109TH AVE, COMMERCE CITY, CO 80640-7551

Mortgage

Document Number	0000079923
Date	Sep 23, 2019
Instrument	2019000079923

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,017.00 (-3.91%)	$36,720 (-1.13%) Land $6,800 Building $29,920	$540,000 (-1.64%) Land $100,000 Building $440,000
2023	$6,262.00 (+7.85%)	$37,140 (+8.88%) Land $6,430 Building $30,710	$549,000 (+11.91%) Land $95,000 Building $454,000
2022	$5,806.00	$34,110 Land $12,520 Building $21,590	$490,594 Land $180,000 Building $310,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Aerux Broadband, Verizon.

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