9498 Windrunner Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 9498 Windrunner Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1995
Lot Size	0.112 acres (4,883 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2020)
Tax Bill	$5,293 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-1440-003-0000`

Property Details

APN / Parcel Number

Primary APN	`119-1440-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	4,883 sqft (0.112 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9498 WINDRUNNER LN
City	ELK GROVE
State	CA
Zip	95758-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	LAKESIDE 05B, LOT 59
Legal Subdivision	LAKESIDE 05B
Legal Lot Number	59
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	9622

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9498 WINDRUNNER LN, ELK GROVE, CA 95758-4602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 31, 2020	Quit Claim Deed, Transfer FLAGSTAR BK
Jul 31, 2020	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jun 30, 1995 · Amount on Record
Deed Book / Page	20200731 / 747
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	7310000000748
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9498 WINDRUNNER LN, ELK GROVE, CA 95758-4602
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9498 WINDRUNNER LN, ELK GROVE, CA 95758-4602

Mortgage

Document Number	0000000313
Date	May 12, 2022
Instrument	2022051200313

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2020
Property Address	9498 WINDRUNNER LN, ELK GROVE, CA 95758-4602
Document Number	2007310748
Instrument Date	Jul 27, 2020
Instrument	2007310748
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9498 WINDRUNNER LN ELK GROVE CA 957584602, ELK GROVE, CA 95758-4602

Mortgage

Document Number	2007310749
Date	Jul 31, 2020
Instrument	2007310749

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2020
Property Address	9498 WINDRUNNER LN, ELK GROVE, CA 95758-4602
Document Number	2007310747
Instrument Date	Jul 11, 2020
Instrument	2007310747
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9498 WINDRUNNER LN ELK GROVE CA 957584602, ELK GROVE, CA 95758-4602

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,233 (+2%) Land $138,010 Building $331,223
2025	$5,293.00 (+0.88%)	$460,033 (+4.04%) Land $135,304 Building $324,729
2024	$5,247.00 (+2.82%)
2023	$5,103.00 (+1.69%)	$442,170 Land $130,050 Building $312,120
2022	$5,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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