Santa Rosa County property record for 9498 Pine Lilly Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1998 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jul 2024) |
| Tax Bill | $2,800 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-2S-26-5697-00000-0240 |
| Primary APN | 14-2S-26-5697-00000-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 2,406 sqft |
| 1st Floor Area | 1,590 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 236 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9498 PINE LILLY CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | WHISPERWOODS LOT 24 AS DES IN OR 4518 PG 1289 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 14 |
| Legal Subdivision | WHISPERWOODS |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9498 PINE LILLY CT, NAVARRE, FL 32566-2875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Aug 19, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on Record |
| Deed Sale | Jul 3, 2024 · Amount on Record |
| Prior Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 202429827 |
| Deed Book / Page | 4518 / 1289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 9498 PINE LILLY CT, NAVARRE, FL 32566-2875 |
| Document Number | 0041751214 |
| Book / Page | 4175 / 1214 |
| Map Reference | MB G PG 53 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 202160395 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | RELIABLE LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18735 REDRIVER TRL, 18735, SAN ANTONIO, TX 78259-3408 |
| Name | Verified Name |
|---|---|
| Address | 3110 WOOD VALLEY PT, OWENSBORO, KY 42303-4494 |
| Document Number | 0041751215 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 4175/1215 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 19, 2019 |
| Property Address | 9498 PINE LILLY CT, NAVARRE, FL 32566-2875 |
| Document Number | 0038610234 |
| Book / Page | 003861 / 000234 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 36408 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | RELIABLE ABSTRACT CORPORATION, RELIABLE ABSTRACT CORP. |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9498 PINE LILLY CT NAVARRE FL 325662875, NAVARRE, FL 32566-2875 |
| Document Number | 38610237 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 003861/000237 |
| Instrument | 36409 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,800.00 (-8.17%) | $270,111 (+6%) Land $48,000 Building $222,111 | $270,111 (+6%) Land $48,000 Building $222,111 |
| 2024 | $3,049.00 (+4.88%) | $254,810 (+6.48%) Land $48,000 Building $206,810 | $254,810 (+6.48%) Land $48,000 Building $206,810 |
| 2023 | $2,907.00 (+2.65%) | $239,292 (+3.51%) Land $38,000 Building $201,292 | $239,292 (+3.51%) Land $38,000 Building $201,292 |
| 2022 | $2,832.00 | $231,185 | $231,185 Land $35,000 Building $196,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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