9498 115th Ave, Clear Lake, MN 55319 Property Records

Sherburne County property record for 9498 115th Ave, Clear Lake, MN 55319

Property Summary

Property TypeSingle Family Home
Details2,519 sqft · built 2024
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Aug 2024)
Tax Bill$2,060 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN20-115-4403

Property Details

APN / Parcel Number

Primary APN20-115-4403
Alternative APNs
  • 20-00115-4403
  • 14864

Interior

Building Area2,519 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleMulti-Family
Lot Area435,600 sqft (10 acres)
Garage TypeAttached
Garage Area1,568 sqft

Location & Zoning

Street Address9498 115TH AVE
CityCLEAR LAKE
StateMN
Zip55319-7526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionSE 1-4 OF SE 1-4 EX THEREFROM PARCEL A & B PARCEL A: S 920 FT THEREOF PARCEL B: S 1029.16 FT OF W 846.52 FT THEREOF.
Legal Range29W
Legal Township34N
Legal Section15
JurisdictionSHERBURNE MN
Township / Civil DivisionCLEAR LAKE
Census Block Group2
Census Block2056
Census Tract30302

Owner

Source: Sherburne County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17677 123RD ST SE, BECKER, MN 55308-4619
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
SHERBURNE STATE BANK
Jan 25, 2020Loan Modification, Mortgage
FALCON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2024 · Amount on Record
Deed SaleAug 8, 2024 · Amount on Record
Prior SaleDec 8, 2005 · Amount on Record
Deed Document Number2024972736
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Recording DateMay 29, 2026
Property Address9498 115TH AVE, CLEAR LAKE, MN 55319-7526
Document Number0000998231
Instrument DateMay 26, 2026
Instrument2026998231
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9498 115TH AVE, CLEAR LAKE, MN 55319-7526

Mortgage

Document Number0000998231,
DateMay 29, 2026
Instrument2026998231
Lender
NameSHERBURNE STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHERBURNE MN
Property Address10784 HIGHWAY 10, CLEAR LAKE, MN 55319-9424
Document Number0000886331
Instrument DateJan 25, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10784 HIGHWAY 10 CLEAR LAKE MN 553199424, CLEAR LAKE, MN 55319-9424

Mortgage

Document Number0000886331
DateFeb 3, 2020
Instrument886331
Lender
NameFALCON NAT'L BK
TypeBank
AddressFOLEY, MN 56329
Agreement
Term60 Months
DueFeb 2, 2025

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionClear Lake Township
Unified School DistrictBecker Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,060.00 (+159.45%)$239,400 (+59.39%) Land $216,500 Building $22,900$239,400 (+59.39%) Land $216,500 Building $22,900
2023$794.00$150,200 Land $150,200
2021$150,200 Land $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2022)
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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