Carter County property record for 9495 US Hwy 60 E, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1968 |
| Lot Size | 4.08 acres (177,986 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,900 (Feb 2024) |
| Tax Bill | $1,850 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-00-00-003.00 |
| Primary APN | 004-00-00-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 177,986 sqft (4.08 acres) |
| Terrain | Steep |
| View / Lot | Waterfront - Canal |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 35063 |
|---|---|
| Street Address | 9495 US HIGHWAY 60 E |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 4.086 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | UPPER TYGART |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 960100 |
9495 US Hwy 60 E is owned and occupied by an individual who bought it in February 2024.
Source: Carter County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Feb 21, 2024 | Quit Claim Deed, Transfer COUNTY LAND TITLE, COMMUNITY LAND TITLE |
| Feb 21, 2024 | Quit Claim Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on File |
| Deed Sale | Feb 21, 2024 · Amount on File |
| Deed Document Number | 2024990084 |
| Deed Book / Page | 514 / 271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Document Number | 0000555/36 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 555/36 |
| Instrument | 1025647 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | COUNTY LAND TITLE, COMMUNITY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 211 LEWIS ST, MOREHEAD, KY 40351-1486 |
| Document Number | 000514/275 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 514/275 |
| Instrument | 990085 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Title Company | COUNTY LAND TITLE, COMMUNITY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 495 US HIGHWAY 60 E, MOREHEAD, KY 40351 |
| Document Number | 000514/299 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 514/299 |
| Instrument | 990086 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | COUNTY LAND TITLE, COMMUNITY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Document Number | 000514/299 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 514/299 |
| Instrument | 990086 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Feb 21, 2024 |
| Property Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Document Number | 000514/271 |
| Book / Page | 514 / 271 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 990084 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | COUNTY LAND TITLE, COMMUNITY LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1893 EDEN MILL RD, PYLESVILLE, MD 21132-1610 |
| Name | Verified Name |
|---|---|
| Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Feb 21, 2024 |
| Property Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Document Number | 000514/271 |
| Book / Page | 514 / 271 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 990084 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Title Company | COUNTY LAND TITLE, COMMUNITY LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $217.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1893 EDEN MILL RD, PYLESVILLE, MD 21132-1610 |
| Name | Verified Name |
|---|---|
| Address | 9495 US HIGHWAY 60 E, MOREHEAD, KY 40351-9001 |
| Document Number | 0000990085 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 990085 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Number | 000514/275 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 514/275 |
| Instrument | 990085 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 9495 US Hwy 60 E was $1,850.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,850.00 | $216,900 | $216,900 |
| 2023 | $732.00 | $85,000 | $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 9495 US Hwy 60 E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003–2025) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9495 US Hwy 60 E is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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