Rowan County property record for 9495 Brown Rdg, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,892 sqft · built 1964 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Dec 2021) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-00 00 024.00 |
| Primary APN | 151-00 00 024.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,892 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 239,580 sqft (5.5 acres) |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 3660 |
|---|---|
| Street Address | 9495 BROWN RDG |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE GARAGE & 6 AC +/- LAND BROWN RIDGE |
| Legal Subdivision | NO SUBDIVISION |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950400 |
9495 Brown Rdg is owned by two individuals who bought it in December 2021.
Source: Rowan County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9495 BROWN RIDGE RD, MOREHEAD, KY 40351 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on File |
| Deed Sale | Dec 10, 2021 · Amount on File |
| Prior Sale | Apr 20, 2021 · Amount on File |
| Deed Document Number | 20212014128 |
| Deed Book / Page | 282 / 444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 10, 2021 |
| Property Address | 9495 BROWN RDG, MOREHEAD, KY 40351-9410 |
| Document Number | 00D282/444 |
| Book / Page | D282 / 444 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2014128 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9495 BROWN RDG, 9495, MOREHEAD, KY 40351-9410 |
| Name | Verified Name |
|---|---|
| Address | 9495 BROWN RDG, MOREHEAD, KY 40351-9410 |
| Document Number | 0002014129 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2014129 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 4, 2021 |
| Property Address | 9495 BROWN RDG, MOREHEAD, KY 40351-9410 |
| Document Number | 00D278/119 |
| Book / Page | D278 / 119 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2007782 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9425 BROWN RDG, 9425, MOREHEAD, KY 40351-9410 |
| Name | Verified Name |
|---|---|
| Address | 9425 BROWN RDG, MOREHEAD, KY 40351-9410 |
| Document Number | 0002007783 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2007783 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 9495 Brown Rdg was $2,000.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 | $239,000 Land $20,000 Building $219,000 | $239,000 Land $20,000 Building $219,000 |
| 2023 | $1,951.00 | $229,000 Land $20,000 Building $209,000 | $229,000 Land $20,000 Building $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9495 Brown Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9495 Brown Rdg is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
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